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PayPal: PayPal Credit reviews

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4.90
Based on 107,379 reviews, last reviewed 15th May 2026
2608050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use. Great service easy to use. 0% on large items make it easy to budget for. Reviewed on: 15th May 2026
Michael C's avatar
Michael C

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107379)

PayPal are just always there for a back up plan.

5
PayPal are just always there for a back up plan. Very helpful & suit my needs every day. I live PayPal fantastic service can’t beat them Reviewed on: 13th April 2026
Trace's avatar
Trace

very good and easy to use, no issues

5
very good and easy to use, no issues Reviewed on: 13th April 2026
Ryan S's avatar
Ryan S

A loan that doesn't stress you out.

5
PayPal credit is very generous with the period of interest free payback time it offers customers. It is extremely easy to use the credit aswell as make payments back to the credit card very simple. The options you can view about what you've paid bsck, what credit is available and the set day a direct debit will be taken, allows you to keep on top of paying back as stressfree as a loan can be. Reviewed on: 13th April 2026
Kiskeya's avatar
Kiskeya

Received refund for undelivered package after 3 months

3
I didn't receive an item once and filled out claim..claim closed not after a month of non response from them, I tried again, they reopened claim for another month and then closed against me. Then finally after calling them many times they gave me my money back. Took about 3 months and hours of stress. Reviewed on: 13th April 2026
Chris Kelly's avatar
Chris Kelly

They’ve always been very helpful when I spoke to rep...

5
They’ve always been very helpful when I spoke to representatives of Paypal, they helped with my problems , always happy to help Reviewed on: 13th April 2026
Andy 's avatar
Andy

Magnificent company

5
Always amazing customer service ,very professional and efficient Reviewed on: 13th April 2026
Teacey's avatar
Teacey

Straight forward and generally very good

5
Straight forward and generally very good Reviewed on: 13th April 2026
Peter Davies 's avatar
Peter Davies

always good experience

5
Never had issues dealing with customer service, transfers. Also had good experience when problem with vendors Reviewed on: 13th April 2026
L k's avatar
L k

Never had a problem using PayPal always been straigh...

5
Never had a problem using PayPal always been straight forward Reviewed on: 13th April 2026
Gster's avatar
Gster

Easy to use PayPal Credit and given limit set

5
Easy to use and interest free for upto 4 months, given a credit limit that you can pay back easy Reviewed on: 13th April 2026
Joanne Churchill's avatar
Joanne Churchill

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