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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

Great deal and flexibility

Great deal and flexibility with 4 month interest free period to pay the credit back. It is just enough to make purchases easier by paying back in installments. Easy to manage it in ghetto app. Reviewed on: 10th May 2026

Better than paying bloody banks

Better than paying bloody banks to gamble with your money Reviewed on: 10th May 2026

Quick and easy to use.

Quick and easy to use. Helps spread the cost of larger purchases. Reviewed on: 10th May 2026

Very trust worthy

Very easy to use. Never ever had an issue with PayPal. Most reliable app Reviewed on: 10th May 2026

I can make payments easy and fast

I can make payments easy and fast Reviewed on: 10th May 2026

Simple and easy to complete purchase with the benefi...

Simple and easy to complete purchase with the benefit of peace of mind Reviewed on: 10th May 2026

no problems, works really well and customer service...

no problems, works really well and customer service is prompt Reviewed on: 10th May 2026

very good.

very good. good customer service and helpful Reviewed on: 10th May 2026

Very good and convenient to use

Easy to use no hassle, set up was also easy and seems safe to use everywhere. Reviewed on: 10th May 2026

i use PayPal for almost all my spends, it’s fast, se...

I use PayPal for almost all my spends, it’s fast, secure, and the new reward scheme is intuitive. Reviewed on: 10th May 2026

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