Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148987 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148988)

Credit offers

My experience with paypal is really good. Every time when I need some credit support I have never been disappointed with paypal credit offer. Reviewed on: 10th May 2026

I had a problem when paying back a loan that the dir...

I had a problem when paying back a loan that the direct debit system, which I had applied for to pay back the loan. Which for my attention I was unaware of as the money was not being taken out on the days which I had requested,when applying for the direct debit. Despite numerous phone calls to my bank and PayPal. The bank(my bank) Where saying the fault was PayPal not issuing them with the amount and PayPal saying it was the fault of the bank rejecting their request to take the money out from my bank account. I was so stressed and fed up, that I started to pay back the loan on my own through the PayPal app myself. Which works perfectly for me now. Reviewed on: 10th May 2026

Very good service, never had a problem.

Very good service, never had a problem. Reviewed on: 10th May 2026

I feel like my transactions are safe if ever I have...

I feel like my transactions are safe if ever I have any queries customer services are quick and efficient. I love how I can use for big purchases and to transfer money sometime small amounts to other account holders in work when we are taking part in collections for colleagues. I use PayPal credit for convenience and can pay off balance whenever I choose. All my family and friends use PayPal we love it Reviewed on: 10th May 2026

I enjoy how quick and easy it is

I enjoy how quick and easy it is Reviewed on: 10th May 2026

It's so easy to use and easy to manage.

It's so easy to use and easy to manage. I can check out using pay in three, and it gives me a few days to get money from savings and not miss out on a bargain. Reviewed on: 10th May 2026

It was so simple to set up and use and the fees are...

It was so simple to set up and use and the fees are very fair compared to using other forms of credit Reviewed on: 10th May 2026

Safe, fast, and globally accepted.

Safe, fast, and globally accepted. Secure checkout and great buyer protection. Still the gold standard. Reviewed on: 10th May 2026

Never had a problem with PayPal always been good for...

Never had a problem with PayPal always been good for me I thank PayPal for always looking out for me thank you again Reviewed on: 10th May 2026

Good app with good serviceswould like to see more be...

Good app with good serviceswould like to see more benefits though Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79841 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub