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PayPal: PayPal Credit reviews

4.90
Based on 107,479 reviews, last reviewed 15th May 2026
2612600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is very easy to deal with Everything is very easy to deal with Reviewed on: 15th May 2026
Gary H's avatar
Gary H

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107479)

I have had an account for years and it gets better e...

5
I have had an account for years and it gets better every time Reviewed on: 13th April 2026

Used paypal for over 20 years they are getting bette...

5
Used paypal for over 20 years they are getting better as the years go on Reviewed on: 13th April 2026

I have been using PayPal for over a decade, and I ca...

5
I have been using PayPal for over a decade, and I can confidently say they are one of the best payment platforms available. I have never lost a penny with them, even when I’ve had issues with purchases. Their buyer protection and customer support are excellent—every problem I’ve encountered has been resolved quickly and fairly. I highly recommend PayPal for secure and reliable transactions. Reviewed on: 13th April 2026

Always quality service.

5
Always quality service. Very high recomended. Reviewed on: 13th April 2026

Easy to use, perfect for online payments, interest f...

5
Easy to use, perfect for online payments, interest free periods good and overall a good service. Very happy with it and customer services have been helpful on the occasional when I’ve needed to contact them. Reviewed on: 13th April 2026

Always reliable and trustworthy.

5
Always reliable and trustworthy. Reviewed on: 13th April 2026

Easy and Flexible to Use

5
I’ve had a great experience using PayPal Credit so far. Everything is simple to manage through the app, and the payment flexibility is really helpful. It’s been smooth, reliable, and very convenient to use. Reviewed on: 13th April 2026

Easy as pie

5
PayPal is just so easy and secure and the buy now pay later options are great!! Reviewed on: 13th April 2026

great Quality. Great company to be with

5
Great company to be with, worth using all the time Reviewed on: 13th April 2026

Good and very recommended

5
Good and very easy , they have a team of experts Reviewed on: 13th April 2026

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