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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107528 reviews)

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4.90

Based on 107,528 reviews, last reviewed 15th May 2026

2614950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always happy to use and is easy, Always happy to use and is easy, Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107528)

Excellent reward scheme like the points system.

Excellent reward scheme like the points system. The occasional option to gain more points buy using your debit card. Also the option to use pay in 3 to get more points. The credit card that is avaliable for customers. Reviewed on: 13th April 2026

Easy Finance easy Instalment starting 3 months no in...

Easy Finance easy Instalment starting 3 months no interest rate Reviewed on: 13th April 2026

Would like the £1000 like everyone else completing t...

Would like the £1000 like everyone else completing this. Reviewed on: 13th April 2026

The Correspondents i have on my last communication w...

The Correspondents i have on my last communication was very satisfied thanks Reviewed on: 13th April 2026

Very positive and especially the

Very positive and especially the Reviewed on: 13th April 2026

PayPal account

I have had a PayPal account for a few years now and it’s been a lifesaver for me over that time, never had a problem and it’s so easy to navigate , I wouldn’t be without it now. Reviewed on: 13th April 2026

PayPal - unique and great value-add

PayPal has a unique way of making me feel great using their value-add services. I'm impressed with their service offers. Reviewed on: 13th April 2026

Best cash back debit card in the world

Best cash back debit card in the world Reviewed on: 13th April 2026

PayPal is great

I have never had any issues with PayPal and have only recently tried PayPal credit and it’s been easy to use and understand. Reviewed on: 13th April 2026

Always trusted PayPal for its security and reliability.

Always trusted PayPal for its security and reliability. They’ve always ensured quick, safe transactions for the many years I have used their service. I’ve never had any issues and have also found their app particularly easy to use. Reviewed on: 13th April 2026

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