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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148928)

Excellent service

5
Excellent service fast action taken Reviewed on: 10th May 2026

Excellent company!

5
Excellent company! Anytime ive had a small issue I’ve called the customer team, and they have been so helpful! I like the fact that it’s available on most online websites aswell to and is reliable Reviewed on: 10th May 2026

It’s convenient, accessible and makes life that litt...

5
It’s convenient, accessible and makes life that little bit easier. Reviewed on: 10th May 2026

PayPal it's more then anything else!

5
PayPal it's more then anything else!!! Don't waste your time just downloaded and starting today! Recommended! Reviewed on: 10th May 2026

Interest free period

5
Paypal credit gives and allows flexibility on purchases as it relates to interest free period Reviewed on: 10th May 2026

It is the easiest way to pay faster avoiding delay f...

5
It is the easiest way to pay faster avoiding delay filling card details and also avoid the real danger to get scammed. Reviewed on: 10th May 2026

I find PayPal and PayPal credit to be a godsend when...

5
I find PayPal and PayPal credit to be a godsend when it comes to managing my finances. So so useful! Reviewed on: 10th May 2026

Never any issues.

5
Never any issues. Fast service and easy to make additional payments Reviewed on: 10th May 2026

Fantastic, easy to use service

5
Easy to use. Lots of options. Easy to pay Reviewed on: 10th May 2026

Absolutely fantastic.

5
Absolutely fantastic. First class experience Reviewed on: 10th May 2026

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