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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,574 reviews, last reviewed 15th May 2026
2617100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with PayPal. Never had a problem with PayPal. My go to for online shopping. No interest after so long and pay when you want Reviewed on: 15th May 2026
Marks's avatar
Marks

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107574)

Has been a very helpful tool.

5
Has been a very helpful tool. All positive this far, no issues, very straightforward. Reviewed on: 13th April 2026
Paulp8435's avatar
Paulp8435

I have been using PayPal for some years now and with...

5
I have been using PayPal for some years now and with great pleasure over the years it has improved more and more to such an extent that it is the best ever for service and guarantee Reviewed on: 13th April 2026
torquato nocera's avatar
torquato nocera

Paypal is easy to use.

5
Paypal is easy to use. It is verybuser friendly and gives you the value for money when you pay online using paypal. Reviewed on: 13th April 2026
Jeanette R's avatar
Jeanette R

Great service.

5
Great service...PayPal has always been good to me ever since I joined...they are good people Reviewed on: 13th April 2026
mark B's avatar
mark B

Very helpful, easy to use and points system encourag...

5
Very helpful, easy to use and points system encouraging Reviewed on: 13th April 2026
Natasha W's avatar
Natasha W

It’s been such a wonderful experience using PayPal C...

4
It’s been such a wonderful experience using PayPal Credit. It took me a couple of months to fully understand how to avoid the fees and hassle associated with using it effectively. Reviewed on: 13th April 2026
Victor's avatar
Victor

Never had an issue,

5
Never had an issue, always works smoothly and safety precautions are in place allowing every transaction to feel safe Reviewed on: 13th April 2026
ELS's avatar
ELS

Hassle free transactions.

5
Hassle free transactions.The option is available with most traders Reviewed on: 13th April 2026
John Sebastian's avatar
John Sebastian

Very easy to use and gives me good information on wh...

4
Very easy to use and gives me good information on when payment etc is required Reviewed on: 13th April 2026
Jack L's avatar
Jack L

always on time

5
always on time, good contact, transparent offer and app Reviewed on: 13th April 2026
Arek's avatar
Arek

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