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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148823 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148823)

The best credit card

PayPal Credit is an easy, safe way to pay. You get 4 months interest free on purchases over £99 which is fantastic and you also get points for your spend. Reviewed on: 10th May 2026

Great experience with PayPal, quick,efficient and al...

Great experience with PayPal, quick,efficient and always easy to use. Reviewed on: 10th May 2026

paypal is quick and easy to us , more than fair paym...

paypal is quick and easy to us , more than fair payment plan and great service Reviewed on: 10th May 2026

The easiest interest free credit...

Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026

Super simple, fast and secure credit from a trusted...

Super simple, fast and secure credit from a trusted brand. 4 months 0% on purchases as standard is a winner Reviewed on: 10th May 2026

Best experience with PayPal

Best experience: easy access, fast transaction and flexibility in your payment. Reviewed on: 10th May 2026

Very accessible and multiple options to pay

Very accessible and multiple options to pay Reviewed on: 10th May 2026

Great and flexible option to manage your financials...

Great and flexible option to manage your financials by spreading it for a short term Reviewed on: 10th May 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Reviewed on: 10th May 2026

Easy to use

It's a good & easy platform to use Reviewed on: 10th May 2026

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