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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148818)

Easy to use no hassle, simple pay back system

5
Easy to use no hassle, simple pay back system Reviewed on: 10th May 2026

Quick easy to make and receive payments

5
Quick easy to make and receive payments Reviewed on: 10th May 2026

I use PayPal all the time it’s so easy to use.

5
I use PayPal all the time it’s so easy to use. Reviewed on: 10th May 2026

I've been using PayPal for years, I've always been v...

5
I've been using PayPal for years, I've always been very happy with the service provided, the convenience ease and security has always been very reassuring. More and more retailers now accept pp and pp credit, making it my go-to method of payment. Reviewed on: 10th May 2026

Never had any issues with PayPal itself, and PayPal...

5
Never had any issues with PayPal itself, and PayPal have been good when I've needed help with a purchase. Reviewed on: 10th May 2026

Happy shopper

5
Everything is always straitforward Reviewed on: 10th May 2026

Good service, happy with customer service

5
Good service, happy with customer service Reviewed on: 10th May 2026

For most part, I've always had a good experience.

5
For most part, I've always had a good experience. Reviewed on: 10th May 2026

No issues all good.

5
No issues all good. Easy to use. Friendly communication if you should need. Reviewed on: 10th May 2026

A quick, simple, and clear process

5
A quick, simple, and clear process, with guidance and an quick conclusion. Reviewed on: 10th May 2026

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