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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,650 reviews, last reviewed 15th May 2026
2620450% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is the best! In a nutshell PayPal is the most reliable and most trustworthy online Payment system with a very user friendly website. And thank you for providing su... Read more Reviewed on: 15th May 2026
Lucy P's avatar
Lucy P

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107650)

PayPal is currently the gold standard

5
PayPal is currently the gold standard for digital finance, primarily because the PayPal+ loyalty program has turned every transaction into a high-value opportunity to earn back. By offering a seamless rewards ecosystem where you can "double-dip" by stacking PayPal+ points on top of your existing credit card rewards, it provides unmatched value for everyday shopping. The perks only get better as you climb the tiers, offering everything from significant spending credits to exclusive VIP festival access through their Live Nation partnership, all while maintaining the world-class security and "Pay in 3" flexibility that makes PayPal so reliable. If you want a digital wallet that actively works for you, joining the PayPal+ program is an absolute no-brainer for maximizing your money in 2026 Reviewed on: 13th April 2026
Jack A's avatar
Jack A

Paypal is reliable and always there when needed

5
Paypal is reliable and always there when needed Reviewed on: 13th April 2026
AJT's avatar
AJT

It's generally good.

4
It's generally good. Very helpful for the tight months. Sometimes unreliable. . . It'll be under review sometimes. Reviewed on: 13th April 2026
Abigail K's avatar
Abigail K

Easy to access and efficient way to access payment i...

5
Easy to access and efficient way to access payment instalments on unexpected purchases instead of using a credit card. Reviewed on: 13th April 2026
Allan K's avatar
Allan K

Trustworthy

5
I know when im paying by PayPal for my shopping I can do so with confidence and peace of mind. Having the options on how to pay is also a huge benefit. Reviewed on: 13th April 2026
Angela T's avatar
Angela T

App very simple to use and it’s a no...

5
App very simple to use and it’s a no hassle service Reviewed on: 13th April 2026
Donna B's avatar
Donna B

Great for short-term, interest-free purchases

5
Great for short-term, interest-free purchases if managed carefully, but not ideal if you tend to carry balances or miss payments Reviewed on: 13th April 2026
John Alex Melencio's avatar
John Alex Melencio

I am very happh and satisfied using Paypal for daily...

5
I am very happh and satisfied using Paypal for daily expense . Reviewed on: 13th April 2026
Saddam Hossen's avatar
Saddam Hossen

Easy to use, straightforward

5
Easy to use, straightforward, found it a good way to pay for my items Reviewed on: 13th April 2026
Nicky B's avatar
Nicky B

Perfect Paypal

5
Helps when purchasing and organising money plus feel I’m staying safe when banking. A versatile app that supports my many purchases Reviewed on: 13th April 2026
John M's avatar
John M

Review PayPal: PayPal Credit now

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