Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,675 reviews, last reviewed 15th May 2026
2621600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is so easy to setup and use Paypal is so easy to setup and use both online and in-store. Very user friendly Reviewed on: 15th May 2026
Rhoda M's avatar
Rhoda M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (107675)

Mostly my go to for payments.

5
Mostly my go to for payments and for taking advantage of the 0% offers. Reviewed on: 13th April 2026
Andy W's avatar
Andy W

Excellent service

5
Great customer service and support Reviewed on: 13th April 2026
Kabir's avatar
Kabir

Excellent payment option

5
Easy option for payment service and excellent access with the PayPal app Good exchange rates when purchasing abroad for holiday Reviewed on: 13th April 2026
Ciro G's avatar
Ciro G

Excellent customer service At PayPal

5
I have had to deal with PayPal customer service and they were extremely helpful and would recommend PayPal to anyone. PayPal has great offers and deals for cash back etc. Reviewed on: 13th April 2026
Larys's avatar
Larys

Overall good, in terms of purchases and credit.

5
Overall good, in terms of purchases and credit. Customer service is extremely bad. Reviewed on: 13th April 2026
Janani S's avatar
Janani S

I’ve had a very good experience with PayPal Credit.

5
I’ve had a very good experience with PayPal Credit. It’s easy to use, payments are simple to manage, and everything works smoothly. I also like that I can earn points when making purchases, which is a nice bonus. Overall, very convenient and reliable. Reviewed on: 13th April 2026
Bilal's avatar
Bilal

Very nice and easy to use.

5
Very nice and easy to use. Its the best Reviewed on: 13th April 2026
Abdul A's avatar
Abdul A

Great and easy to use

5
easy to use , I feel safe making online purchase Reviewed on: 13th April 2026
Robert's avatar
Robert

Easy to use and good support available.

5
Easy to use and good support available. Reviewed on: 13th April 2026
KT's avatar
KT

Good and easy to use service.

5
Good and easy to use service. Good money value. Reviewed on: 13th April 2026
Liia S's avatar
Liia S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill