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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148811 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148811)

It's fantastic, I am really enjoying.

It's fantastic, I am really enjoying. Reviewed on: 10th May 2026

Safe and secure

PayPal is probably the safest way to do your buying online as they keep you safe , I've never had any problems with them... I like to think that my finances are safe and secure while using PayPal Reviewed on: 10th May 2026

It’s easy and simple to understand

It’s easy and simple to understand and use, it gives you different credit options which makes it easier for me to choose what’s best for me. Reviewed on: 10th May 2026

Great app

Amazing. Have been using for years. Highly recommend. Reviewed on: 10th May 2026

I love most how PayPal allows spreading payments out

I love most how PayPal allows payment for things you buy to be spread out over a few months which means over a few pay packets! Reviewed on: 10th May 2026

Been a customer of PayPal for may many years and nev...

Been a customer of PayPal for may many years and never have a problem, always been reliable Reviewed on: 10th May 2026

Very easy to apply and use.

Very easy to apply and use. Very helpful Reviewed on: 10th May 2026

Very good customer service and easy to send and rece...

Very good customer service and easy to send and receive money. Reviewed on: 10th May 2026

PayPal is great!

PayPal is great, helps spread the cost and easy to use and understand. Reviewed on: 10th May 2026

Easy to use.

Easy to use. I don’t have much else to say Reviewed on: 10th May 2026

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