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PayPal: PayPal Credit reviews

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4.90
Based on 107,700 reviews, last reviewed 15th May 2026
2622750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and payment methods are easy to... Easy to set up and payment methods are easy to use Reviewed on: 15th May 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107700)

I'm using PayPal services for more than a decade I f...

5
I'm using PayPal services for more than a decade I found it more than my expectations I'm proud to be with your company Reviewed on: 13th April 2026
Shabana N's avatar
Shabana N

Paypal the most efficient and reliable source...

5
Paypal is a very efficient and most quickest source to send anywhere and everywhere on the world with most secure way. Reviewed on: 13th April 2026
Syed Hussain's avatar
Syed Hussain

Never had an issue and easy to use

5
Never had an issue and easy to use Reviewed on: 13th April 2026
Matt 's avatar
Matt

Credit handling made simple , user friendly app and...

5
Credit handling made simple , user friendly app and service with so many benefits Reviewed on: 13th April 2026
Richie P's avatar
Richie P

Excellent

5
Easy, convenient and reliable. Dependable Reviewed on: 13th April 2026
Rowena W's avatar
Rowena W

Generally good, but credit doesn’t go up

5
Easy to use, would be useful to increase the credit after many years being a loyal user. Mine hasn’t increased for many years. Reviewed on: 13th April 2026
Vicky's avatar
Vicky

I love PayPal credit as it’s easy to manage your tra...

5
I love PayPal credit as it’s easy to manage your transactions and finances Reviewed on: 13th April 2026
Gina M's avatar
Gina M

Suspected scam

5
PayPal cancelled and returned a payment I made online in a short of time. I have received my refund two after instead of 5 or 7 working days Reviewed on: 13th April 2026
Akpro J Meledje 's avatar
Akpro J Meledje

Amazing service would highly recommend

5
Amazing service would highly recommend Reviewed on: 13th April 2026
Chloe Grace's avatar
Chloe Grace

I haven’t needed customer service, ever.

5
I haven’t needed customer service, everything is straightforward and easy to use. It is very flexible, more so than most credit cards. It takes a little time for some transactions to show up on the account, usually over bank holidays or weekends, so be mindful that transactions are not as instant as bank accounts. Reviewed on: 13th April 2026
Gareth Fraser-King's avatar
Gareth Fraser-King

Review PayPal: PayPal Credit now

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