Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148805)

Best financial account I have.

I had a recent dispute about a payment. PayPal very quickly resolved this for me. Excellent customer service, better than I have experienced in my other financial memberships. Unbeatable interest rates in the PayPal credit scheme. Reviewed on: 10th May 2026

Pay pal always there to help no problem too small

Pay pal always there to help no problem too small Reviewed on: 10th May 2026

Perfect payment method

Perfect payment method with full protection Reviewed on: 10th May 2026

No issues whatsoever when using PayPal

No issues whatsoever when using PayPal Reviewed on: 10th May 2026

I trust paypal and use it with no issues.

I trust paypal and use it with no issues. I fits in seamlessly with my day to day. Reviewed on: 10th May 2026

Quality service and it’s free.

Quality service and it’s free. PayPal give you lots of different services for different people. Reviewed on: 10th May 2026

PayPal was excellent.

Before my experience with PayPal, PayPal was excellent. But got access to my account and tried to take my money from two of my account luckily I didn't have any money at the time. However, the PayPal adviser blocked these people. Reviewed on: 10th May 2026

PayPal is so easy to use.

PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026

Exellent amazing offer changed my life

Exellent amazing offer changed my life Reviewed on: 10th May 2026

i was buying TV through currys and i cant buy that b...

i was buying TV through currys and i cant buy that by their finance and paypal save me . . now i am enjoying our new tv. Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79763 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub