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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148790 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148790)

It’s always a rescue when things get pressing or a b...

It’s always a rescue when things get pressing or a bit tight Reviewed on: 10th May 2026

Great app

Great app, easy to use. Great for money transfer and to use abroad Reviewed on: 10th May 2026

Great service all round!

Great service all round!!!..My first port of call! when I’m looking to purchase goods..I like the extra cover PayPal gives especially when online shopping.i wouldn’t do it any other way!!! Reviewed on: 10th May 2026

Been using PayPal since 2018 great service, had to c...

Been using PayPal since 2018 great service, had to call regarding pqyment issues and had a great response…no issues good company. And I know my transactions are safe! Reviewed on: 10th May 2026

PayPal is great

I have found PayPal easy to use, and are quick to resolve issues, and refund finances from rogue traders with ease. Reviewed on: 10th May 2026

Pay pal pay in 3 one of the best options spreading t...

Pay pal pay in 3 one of the best options spreading the cost, Reviewed on: 10th May 2026

Customer service sometimes not very good

Customer service sometimes not very good Reviewed on: 10th May 2026

Spreads the cost

Easy to use, spreads the cost. Great if you really want something and can't pay straight away. You want to buy it before someone else grabs it! Reviewed on: 10th May 2026

Always had good experience with paypal credit.

Always had good experience with paypal credit. Always handy to fall back on. Reviewed on: 10th May 2026

Never had any problems with my PayPal account, makes...

Never had any problems with my PayPal account, makes purchases super easy Reviewed on: 10th May 2026

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