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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107721 reviews)

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4.90

Based on 107,721 reviews, last reviewed 15th May 2026

2623800% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Accepted with almost every purchase online. Accepted with almost every purchase online. The pay in 3 options are really helpful Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107721)

Love PayPal! Definitely recommend!

I’ve used PayPal Credit over the past few years and it’s been so helpful and easy to use! Really love PayPal! Reviewed on: 13th April 2026

I use PayPal Credit often and it is verygood value f...

I use PayPal Credit often and it is verygood value for money. Reviewed on: 13th April 2026

Smooth and very easy to use.

Smooth and very easy to use. Very clear Reviewed on: 13th April 2026

Very good customer service and peace of mind

Very good customer service and peace of mind Reviewed on: 13th April 2026

I've been with PayPal for years because they are tru...

I've been with PayPal for years because they are trusted and reliable Reviewed on: 13th April 2026

Fantastic to deal with customer service is amazing t...

Fantastic to deal with customer service is amazing too would highly recommend never had any issues with PayPal or PayPal credit. 10/10 Reviewed on: 13th April 2026

I’ve had a really smooth experience using PayPal Cre...

I’ve had a really smooth experience using PayPal Credit so far. The application process was quick and straightforward, and I got approved without any hassle. What I like most is the flexibility—it’s super helpful for managing bigger purchases without immediate pressure. The interface is easy to use, payments are clear, and I always know what I owe. It’s been a reliable option for spreading costs when needed, especially for online shopping. Overall, PayPal Credit has made my spending more manageable and stress-free. Definitely a great financial tool if used wisely! Reviewed on: 13th April 2026

You can have 4 months credit for free ( pay in 3 ).

You can have 4 months credit for free ( pay in 3 ). That’s how I booked my Christmas holiday. Also you can collect points from every place you pay by any PayPal method. Q Reviewed on: 13th April 2026

Excellent company

On the very odd occasion when I've had a payment issue, PayPal have been able to sort it out very quickly. Excellent customer service Reviewed on: 13th April 2026

Good old PayPal

I have been using PayPal for nearly 20 years and always had a good customer services. I had many instances when had to dispute purchases and always was resolved for me. And now I can use but now oat later option or pay in three which is very helpful. Reviewed on: 13th April 2026

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