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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

PayPal credit

Very quick decision to grant PayPal credit Reviewed on: 10th May 2026

Never had a bad experience as such other than one wh...

Never had a bad experience as such other than one where they had accidentally locked my account and said I was bankrupt. Don’t know why they did that and I would still like that answer. They did nothing to feel sorry about or apologise other than that never had any bitter experience, all god so far Reviewed on: 10th May 2026

No problems

No problems ever occurred. Great way of allowing extra time to pay credit in a safe way. Reviewed on: 10th May 2026

Amazing ,brilliant

Can't rate enough ,service communication everthing I done so far is amazing Reviewed on: 10th May 2026

Easy and simple to use

Easy and simple to use, if anything goes wrong it’s correct it fast. Reviewed on: 10th May 2026

Very good experience with PPC.

Very good experience with PPC. Gave credit very easily on request. Reviewed on: 10th May 2026

Very good experience sbd smooth

Very good experience .easy yo manage Reviewed on: 10th May 2026

Simple and secure

Have used for years, so easy to use and feel confident it is secure. Reviewed on: 10th May 2026

ideal for me when money is low helps out until...

ideal for me when money is low helps out until pay day Reviewed on: 10th May 2026

Everyone should use paypal

Have had a great experience using paypal would recommend to all Reviewed on: 10th May 2026

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