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PayPal: PayPal Credit reviews

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4.90
Based on 107,700 reviews, last reviewed 15th May 2026
2622750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and payment methods are easy to... Easy to set up and payment methods are easy to use Reviewed on: 15th May 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107700)

I’ve had a very good experience with PayPal Credit.

5
I’ve had a very good experience with PayPal Credit. It’s easy to use, payments are simple to manage, and everything works smoothly. I also like that I can earn points when making purchases, which is a nice bonus. Overall, very convenient and reliable. Reviewed on: 13th April 2026
Bilal's avatar
Bilal

Very nice and easy to use.

5
Very nice and easy to use. Its the best Reviewed on: 13th April 2026
Abdul A's avatar
Abdul A

Great and easy to use

5
easy to use , I feel safe making online purchase Reviewed on: 13th April 2026
Robert's avatar
Robert

Easy to use and good support available.

5
Easy to use and good support available. Reviewed on: 13th April 2026
KT's avatar
KT

Good and easy to use service.

5
Good and easy to use service. Good money value. Reviewed on: 13th April 2026
Liia S's avatar
Liia S

Very helpful with payment and speeding the costs

5
Very helpful with payment and speeding the costs Reviewed on: 13th April 2026
Anonymous's avatar
Anonymous

Everyone needs a bit of PayPal Credit in their lives

5
I have been using PayPal Credit for a number of years and I love it. I love the 0% interest for 4 months, I love how easy the app is to use and I love how easy it is to speak to someone from Customer Services who are always so helpful. I recommend PayPal Credit to everyone. It is the only Credit Card that I own because I know exactly what I am getting with this service with no hidden fees or charges. Reviewed on: 13th April 2026
Laura M's avatar
Laura M

Always comes handy when in need of paying for anythi...

5
Always comes handy when in need of paying for anything if you dont have the money at that time. Never had a problem if did always solved by the customer service. Reviewed on: 13th April 2026
Umar k's avatar
Umar k

Happy with service

5
Been using PayPal for a number of years and am happy with services thus far! Reviewed on: 13th April 2026
Alison Grigg's avatar
Alison Grigg

I find it easy to contact customer service without b...

4
I find it easy to contact customer service without being passed around. Usually they aim to resolve queries swiftly Reviewed on: 13th April 2026
Chioma A's avatar
Chioma A

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