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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Fantastic interest free period

The 4 month interest free period for purchases over £100 is fantastic!!! Reviewed on: 10th May 2026

Easy management and great security.

Easy management and great security. Customer service were very useful (supporting cancelled purchases and a name change) Reviewed on: 10th May 2026

A good service

A straight forward service and convenient management via the app. Reviewed on: 10th May 2026

Easy purchasing power, simple and quick

Easy purchasing power, simple and quick Reviewed on: 10th May 2026

Pay pal make it easy to buy things with a guarantee.

Pay pal make it easy to buy things with a guarantee. If there’s any issue, pay pal will help you out. Also, the pay in 3 is great for those unexpected items. Reviewed on: 10th May 2026

Very useful Never had any problems

Very useful Never had any problems Reviewed on: 10th May 2026

Cost splitter

I use this to spread the cost of big purchases out, great service. Reviewed on: 10th May 2026

Very easy to use and very flexible

Very easy to use and very flexible Reviewed on: 10th May 2026

Great experience

“Great experience using PayPal — very easy to use with a simple and secure payment process. Customer support staff were friendly, helpful, and quick to respond. Highly recommended for convenient online payments.” Reviewed on: 10th May 2026

Easy , no hassle and quick, just what I needed

Easy , no hassle and quick, great Reviewed on: 10th May 2026

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