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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148723 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148723)

Easy to apply.

Easy to apply. Great app for checking balance status Reviewed on: 10th May 2026

Always the best form of transactions, reliable, safe...

Always the best form of transactions, reliable, safe and secure Reviewed on: 10th May 2026

Clear communication, great way to manage money

Clear communication, great way to manage money Reviewed on: 10th May 2026

Absolutely excellent service

Absolutely excellent service it's so quick and easy to use and makes buying big purchases so much easier . They have some fantastic 0% 4 month offers too , we were able to book flights in january and have until this month to pay it off . Reviewed on: 10th May 2026

Works well for me, suits my needs.

Works well for me, suits my needs. Convenient, payments are easy. Reviewed on: 10th May 2026

Excellent Online Payment Experience

PayPal Credit has been super convenient and easy to use. Smooth transactions, flexible payments, and a reliable service overall. Definitely a great option for managing purchases online! Reviewed on: 10th May 2026

Samsung phone

I have a 0% deal for a samsung phone and this automates tge payments and has provided an easy way to pay. The app is easy to use and clear Reviewed on: 10th May 2026

Excellent service and products

Extremely simple to set up pay in 3 or to use the PayPal credit facility. It allows flexibility which is quite rare Reviewed on: 10th May 2026

I have been PayPal for more than 2 years now and has...

I have been PayPal for more than 2 years now and has never seen anything to complain about Reviewed on: 10th May 2026

Very easy to make any transaction concert tickets, r...

Very easy to make any transaction concert tickets, restaurants, shopping just name it Reviewed on: 10th May 2026

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