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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,650 reviews, last reviewed 15th May 2026
2620450% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is the best! In a nutshell PayPal is the most reliable and most trustworthy online Payment system with a very user friendly website. And thank you for providing su... Read more Reviewed on: 15th May 2026
Lucy P's avatar
Lucy P

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107650)

Very helpful, easy to use and points system encourag...

5
Very helpful, easy to use and points system encouraging Reviewed on: 13th April 2026
Natasha W's avatar
Natasha W

It’s been such a wonderful experience using PayPal C...

4
It’s been such a wonderful experience using PayPal Credit. It took me a couple of months to fully understand how to avoid the fees and hassle associated with using it effectively. Reviewed on: 13th April 2026
Victor's avatar
Victor

Never had an issue,

5
Never had an issue, always works smoothly and safety precautions are in place allowing every transaction to feel safe Reviewed on: 13th April 2026
ELS's avatar
ELS

Hassle free transactions.

5
Hassle free transactions.The option is available with most traders Reviewed on: 13th April 2026
John Sebastian's avatar
John Sebastian

Very easy to use and gives me good information on wh...

4
Very easy to use and gives me good information on when payment etc is required Reviewed on: 13th April 2026
Jack L's avatar
Jack L

always on time

5
always on time, good contact, transparent offer and app Reviewed on: 13th April 2026
Arek's avatar
Arek

Bardzo pomocna usluga

5
I am very pleased with the service and the quality of the product. I highly recommend it. Reviewed on: 13th April 2026
Rafal O's avatar
Rafal O

Every little helps

5
I literally use it for everything. Plus getting cash back is fantastic Reviewed on: 13th April 2026
Davymak's avatar
Davymak

Great experience.

5
Great experience. Easy to apply. Flexible access. Payments in and out easy to facilitate. Reviewed on: 13th April 2026
Lou Long's avatar
Lou Long

Excellent service

5
Never had any problems with purchasing or customer support. Happy wit the pay in 3 options or interest free for 4 months Reviewed on: 13th April 2026
Aga B's avatar
Aga B

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