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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148692 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148692)

Fantastic and stress free payment method

Fantastic and best from the west Reviewed on: 10th May 2026

My experience with PayPal has been good so fah, the...

My experience with PayPal has been good so fah, the credit offer has helped me in several ways and the customer service is always good whenever I reach out to them for any clarification whatsoever. Reviewed on: 10th May 2026

Using PayPal Service

Never had a bad experience. Very happy at the moment. Reviewed on: 10th May 2026

Very good service and easy to use.

Very good service and easy to use. The application process was quick and clear, and customer support was helpful whenever I needed assistance. Reviewed on: 10th May 2026

Very easy to understand and very easy to use.

Very easy to understand and very easy to use. Reviewed on: 10th May 2026

For as long as I have owned the PayPal account I’ve...

For as long as I have owned the PayPal account I’ve nothing but good experiences being able to transfer and receive money with ease it literally amazing and would one hundred percent recommend to a family or friend keep it up PayPal Reviewed on: 10th May 2026

An amazing ease of pay method that gives you the fre...

An amazing ease of pay method that gives you the freedom of paying an amount fully in 4, interest free installments (for purchases above £99) overall managing my finances with PayPal credit has been made 10 times easier Reviewed on: 10th May 2026

Lovely experience & easy to use and save //

Lovely experience + easy to use and save // Reviewed on: 10th May 2026

They're always helpful and sort things out for you i...

They're always helpful and sort things out for you in a polite professional manner. I like the fact you can pay the amount you want to clear your balance. Reviewed on: 10th May 2026

excellent and receiving refund any concerns that I m...

excellent and receiving refund any concerns that I may have purchased I made online Reviewed on: 10th May 2026

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