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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145392 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145392)

Safer and customer friendly

IThe main reason I stay with the PayPal app is the Buyer Protection. I had a recent issue with an unfulfilled order, and the Resolution Center within the app made it easy to track my dispute and get my money back. I also appreciate the real-time notifications for every transaction; it gives me peace of mind knowing exactly when and where my money is moving. The end-to-end encryption makes me feel much safer than entering my card details on random sites Reviewed on: 6th May 2026

Very helpful customer experience, great communicatio...

Very helpful customer experience, great communication, lots of options for finance Reviewed on: 6th May 2026

Give it a go just once. .

Easy to understand every step of the way, never had any issues, have recommended to lots of people, some seem wary but they’ve only got to give it a go once and I’m sure like me will benefit. Reviewed on: 6th May 2026

Always use Paypal for my purchases online.

Always use Paypal for my purchases online. Feels safe and they have been so good whenever I have experienced an issue with a seller. Always prompt, easy and efficient service. Also use the Pay in 3 all the time to help spread the cost! Reviewed on: 6th May 2026

Take Time

PayPal customer service is not very efficient and take long to resolve the issues Reviewed on: 6th May 2026

Easy to pay and very quickly linked to websites usin...

Easy to pay and very quickly linked to websites using PayPal platform. Reviewed on: 6th May 2026

Cant fault

Never had an issue everything is easy and straight forward Reviewed on: 6th May 2026

Excellent

I use PayPal all the time had no problems Reviewed on: 6th May 2026

As Above all excellent excellent excellent very good...

As Above all excellent excellent excellent very good very good. Reviewed on: 6th May 2026

Never had any problems, very fast

Never had any problems, very fast Reviewed on: 6th May 2026

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