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PayPal: PayPal Credit reviews

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4.90
Based on 99,640 reviews, last reviewed 6th May 2026
2252900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using the credit app , monthly payments I like using the credit app , monthly payments Reviewed on: 6th May 2026
Piasta T's avatar
Piasta T

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99640)

Money at your fingertips.

5
Really useful, easy to use app, money when I need it, new great cash back system. Feel safe using it. Reviewed on: 6th April 2026
YC's avatar
YC

Flexible ways to pay and good customer service

5
Flexible ways to pay and good customer service Reviewed on: 6th April 2026
dan b's avatar
dan b

Always helpful

5
Helped me out when had problems with money and the app. So easy to follow when using the app as well . Reviewed on: 6th April 2026
Gerard Hunt's avatar
Gerard Hunt

Easy way to pay with Protection

5
I use Paypal for paying for online purchases & costly items like concert tickets. Its so easy to use, flexible & I can pay above the minimum if I want to pay quicker. Making smaller purchases also comes with buyer protection, it’s a no brainer when buying online. Simple processes & straightforward display of accounts. Why not use paypal for everything!! Reviewed on: 6th April 2026
SammyB's avatar
SammyB

Never an issue, I’ll be honest, I just wanna be in t...

5
Never an issue, I’ll be honest, I just wanna be in the chance of winning £1000 :) Reviewed on: 6th April 2026
Laura B's avatar
Laura B

So easy to use!

5
So easy to use. The app interface is excellent as is the website. The offered advice on borrowing and repayments is genuinely useful. Very impressed and have been using this for years now. Reviewed on: 6th April 2026
Chris M's avatar
Chris M

Very good

5
I am very satisfied.The services are perfect. Reviewed on: 6th April 2026
Jiri Krumpholz's avatar
Jiri Krumpholz

Paypal is no.1 payment alternative.

5
9 times out of 10 paypal is offered as a payment alternative, 10 times out of 10 I will use PayPal and their fantastic offers, rates and payment terms to make my purchase. Reviewed on: 6th April 2026
Richie S's avatar
Richie S

Love it!

5
It’s easy to use and fast to transfer. I like the display which is modern and clear Reviewed on: 6th April 2026
Harrison S's avatar
Harrison S

Excellent customer service

5
I accidentally paid twice to my account, I called customer services and spoke to a very friendly helpful lady, nothing was a problem and was sorted quickly, excellent service Reviewed on: 6th April 2026
Tracy 's avatar
Tracy

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