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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,722 reviews, last reviewed 6th May 2026
2256900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly,easy to use,quick payment User friendly,easy to use,quick payment Reviewed on: 6th May 2026
Muhammad A's avatar
Muhammad A

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99722)

It's excellent and efficient when using PayPal to bu...

5
It's excellent and efficient when using PayPal to buy things online Reviewed on: 6th April 2026
Patrick o's avatar
Patrick o

SWITCHED ON

5
YOU CALL THEM AND THEY ANSWER - QUICKLY. YOU SPEAK TO THEM AND THEY LISTEN - AND SORT IT. YOU GO ON THEIR SITE AND ITS SIMPLE - AND EFFECTIVE. THEY NOTIFY YOU OF WHAT YOU NEED TO KNOW - AND EXPLAIN IT. YOU FEEL SAFE WITH THEM - AND THAT MATTERS. ULTIMATELY THEY MAKE SENSE - AND THEY CARE. THANK YOU PAYPAL - FOR EXISTING. Reviewed on: 6th April 2026
KEL S's avatar
KEL S

One-click financing at checkout

5
Hussle free process. You typically get 0% interest for 4 months on purchases. Good for spreading the cost of larger purchases without paying extra—if you repay on time. Convenient checkout Useful for frequent PayPal users Reviewed on: 6th April 2026
Cillah's avatar
Cillah

Always had a great experience with PayPal .

5
Always had a great experience with PayPal . Had to get a refund for an engine a while back and because we used PayPal . It was easy no stress . Use it often for payments and also use other features . Reviewed on: 6th April 2026
Gemma H's avatar
Gemma H

The Review

5
It’s a solid app and credit. Nice to be able to use the cards on Apple Pay now. Reviewed on: 6th April 2026
Tugay Gorur's avatar
Tugay Gorur

Easy, swift way of spending.

5
Easy, swift way of spending. You can pay your balance with PayPal balance or bank. Set up a direct debit so you don’t miss payment. You get reminded when payments due. Reviewed on: 6th April 2026
F Shaha's avatar
F Shaha

So simple and easy.

5
So simple and easy to use. Good tools to keep track of payments on time! Even return possible and refund was done with our any problems. Reviewed on: 6th April 2026
Malgorzata Brodziak's avatar
Malgorzata Brodziak

Great ang quick service.

5
Great ang quick service. Plenty of payment options available, like credit/debit card and paypal credit. Reviewed on: 6th April 2026
Big's avatar
Big

Great if need a big purchase you can pay for in your...

5
Great if need a big purchase you can pay for in your own time and decide on how much you want to pay. Reviewed on: 6th April 2026
Tony H's avatar
Tony H

i use it because its gurentees my finaces safety whi...

5
i use it because its gurentees my finaces safety whilist entering into a transaction its clear simple and others everything i need and its straightforward to understand and simple use Reviewed on: 6th April 2026
karen G's avatar
karen G

Review PayPal: PayPal Credit now

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