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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99809 reviews)

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4.90

Based on 99,809 reviews, last reviewed 6th May 2026

2261050% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is very easy to use. Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99809)

Great experience every time i used it.

Great experience every time i used it. So far happy with everything Reviewed on: 6th April 2026

Trustworthy and easy to use in my experience.

Trustworthy and easy to use in my experience. accepted in many places . Convenient I would recommend Reviewed on: 6th April 2026

Customer service could improve

Good offers on payments, unfortunately customer service is really bad, there is loads of miscommunication between customer service and back office. Information provided is incorrect and leading to further issues. Reviewed on: 6th April 2026

Paypal has helped with every purchase I have made on...

Paypal has helped with every purchase I have made online giving the flexibility other lenders can't Reviewed on: 6th April 2026

Easy to use

Ease of use, integrated now on almost all the platforms that I use. Reviewed on: 6th April 2026

They are an excellent organisation to do business with.

They are an excellent organisation to do business with. Never had an issue with them in 20 years. Reviewed on: 6th April 2026

Good financial service and experience

Good financial service and experience Reviewed on: 6th April 2026

easy to use, great experience!

easy to use, great experience! never had any problems with any aspect of payal Reviewed on: 6th April 2026

Easy to spread cost, easy to pay in the app

I often use it to spread out the cost of larger items over a short period. It’s easy to use and easy to pay off within the app. Reviewed on: 6th April 2026

Offering flexible purchase options with zero interes...

Offering flexible purchase options with zero interest on purchases over £100 for 4 months. This massively helps with items you may need immediately with a flexible way to pay off. Also rewarded with Paypal +. Reviewed on: 6th April 2026

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