Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145402 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145402)

Paypal had helped me a lot when I needed to book Hot...

Paypal had helped me a lot when I needed to book Hotels and flights with an option pay instalment or pay with no interest within a given time frame. Reviewed on: 6th May 2026

Easy and quick access

It's simple to use, you can spread your payments and is very secure Reviewed on: 6th May 2026

Fantastic Service

I have had a few issues with vendors, i used paypal to buy this and that, and paypal sorted all the issues out , without issues. Reviewed on: 6th May 2026

I always use pay pal for online payments and purchas...

I always use pay pal for online payments and purchases where it's available, it's easy and gives me peace of mind with the security aspects. Reviewed on: 6th May 2026

Poor service

Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wouldn’t listen to me at all. I had to get the financial ombudsmen involved and lo and behold my account was reinstated and they apologised. I no longer trust pay pal and they treated me (a customer of 15 years) like garbage Reviewed on: 6th May 2026

Easy to use and have provided a good service with mi...

Easy to use and have provided a good service with minimal interest charge Reviewed on: 6th May 2026

Always a quick and easy transaction and the app is r...

Always a quick and easy transaction and the app is really good Reviewed on: 6th May 2026

Paypal Credit - I'd buy that for a dollar!

Always been a pleasant experience the apps is easy to use and understand and the service is easy to use. Reviewed on: 6th May 2026

Good customer service.

Ive contacted pay pal and number of time and they are always very helpful. I would recommend . I would like to increase my limit and they helped in a positive way. Reviewed on: 6th May 2026

Very useful to pay for gadgets or holidays.

Very useful to pay for gadgets or holidays. Been using it for years to split costs for my photography and electronics hobbies. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76370 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub