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PayPal: PayPal Credit reviews

4.90
Based on 99,896 reviews, last reviewed 6th May 2026
2264900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always attentive customer care . Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026
CMA LOCHHEAD's avatar
CMA LOCHHEAD

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (99896)

The best!

5
Everything is so easy and user friendly Reviewed on: 6th April 2026

PayPal credit is an efficient service.

5
PayPal credit is an efficient service. Reviewed on: 6th April 2026

Correct allocation of payments and credits with time...

5
Correct allocation of payments and credits with timely advance notice Reviewed on: 6th April 2026

Paypal is sometimes hard to use.

3
Paypal is sometimes hard to use. Even when signed in it doesn't let you know when payment hasn't went through Reviewed on: 6th April 2026

Excellent Service Fast, Secure & Reliable

5
I’ve had a really great experience using PayPal. It’s easy to use, payments go through quickly, and I feel confident knowing my transactions are protected. It’s become my go-to for both personal and business payments! Reviewed on: 6th April 2026

Easy to use.

5
Easy to use. Very safe online. When making a payment, you just need to log in to your pay pal account. Reviewed on: 6th April 2026

Well done! paypal

5
Very good experience with paypal Reviewed on: 6th April 2026

Always confident with any transactions and total tru...

5
Always confident with any transactions and total trust in every transaction would and do always highly recommend to friends and family Reviewed on: 6th April 2026

PayPal is so simple yo use it works across all...

5
PayPal is so simple yo use it works across all plaforms Reviewed on: 6th April 2026

I’ve used PayPal credit to pay for a new phone and a...

5
I’ve used PayPal credit to pay for a new phone and also other things tooo. It’s the best credit app because you get so much time to pay it off, so it doesn’t feel like a heavy debt to pay off later on. I would highly recommend PayPal credit to all my family and friends. Reviewed on: 6th April 2026

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