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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,960 reviews, last reviewed 6th May 2026
2267950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is great, breaks down big payments for... PayPal credit is great, breaks down big payments for 4 months interest free Reviewed on: 6th May 2026
Luiza S's avatar
Luiza S

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026
Richard Davies's avatar
Richard Davies
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99960)

fast purchases and reliable

5
I use it for online purchases and it’s fast and very vey secured Reviewed on: 6th April 2026
Chukwuebuka V's avatar
Chukwuebuka V

4 months free credit

5
Paypal has given me the opportunity to buy Xmas presents stress free knowing I have 4 months to pay it off interest free Reviewed on: 6th April 2026
Ebony's avatar
Ebony

Good experience

5
Good experience simple to understand and excellent service Reviewed on: 6th April 2026
Drashti C's avatar
Drashti C

Never had a problem with the app or the service alwa...

5
Never had a problem with the app or the service always available Reviewed on: 6th April 2026
Rob A's avatar
Rob A

Easy to use with plenty of options to pay back.

5
Easy to use with plenty of options to pay back. Good app Reviewed on: 6th April 2026
Gary's avatar
Gary

Payments

5
Always easy with a lots of options Reviewed on: 6th April 2026
grodziu's avatar
grodziu

PayPal has been extremely useful.

5
PayPal has been extremely useful. Being able to transfer money to my current account is easy Reviewed on: 6th April 2026
Lesley H's avatar
Lesley H

Flexible and easy

5
All good, so easy to use. Easy and flexible. Reviewed on: 6th April 2026
Stuart C's avatar
Stuart C

Easy to use and helpful options such as pay later or...

4
Easy to use and helpful options such as pay later or pay in 3 Reviewed on: 6th April 2026
Christina Kelly's avatar
Christina Kelly

renovation project success..

5
I have a renovation project and pay pal has helped to carry out this task easily and affordably. Offering great rates and clear repayment structure. Would recommend their services to anyone Reviewed on: 6th April 2026
Andrew J's avatar
Andrew J

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