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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145414 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145414)

Use PayPal as a fast, safe and easy way of...

Use PayPal as a fast, safe and easy way of paying Reviewed on: 6th May 2026

Never had a problem and love the pay in 3

Never had a problem and love the pay in 3 Reviewed on: 6th May 2026

Good online experience

I didn't use customer service but the online service was comprehensive and user friendly. Reviewed on: 6th May 2026

Robert's Review

Finding myself in a pickle I needed quick access to money. It was super easy, quick and painless (for me at least) to do with Paypal. In just a few clicks I was able to setup a credit that covered the expense more than enough. Reviewed on: 6th May 2026

PayPal is excellent for purchasing items.

PayPal is excellent for purchasing items. The pay in 3 and PayPal credit schemes make purchasing easier for items that would be otherwise out of reach Reviewed on: 6th May 2026

No issues throughout.

No issues throughout. Direct debit payments are simple and easy, taking payment out of your hands so you don’t have to worry about them. Reviewed on: 6th May 2026

Quick and simple when you need to spread the cost.

We needed to spread the cost of a new fridge over a few payments and we hadn't used paypay credit for this type of thing before and we just paid on curry's and selected paypal and then pay on credit, so simple and easy, and we paid it off quicker than we needed as well so very flixible. Reviewed on: 6th May 2026

Only had good experience with this

Only had good experience with this Reviewed on: 6th May 2026

Straightforward and transparent.

Straightforward and transparent. Reviewed on: 6th May 2026

I have used PayPal since 2005, they have always been...

I have used PayPal since 2005, they have always been helpful, have always been fair with any issues whilst using eBay, have always been incite full with new products and services for me. Reviewed on: 6th May 2026

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