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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,024 reviews, last reviewed 6th May 2026
2270750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 months with no interest very good offet Good offer without interest. It help family to buy item who can't pay all in one gone. Reviewed on: 6th May 2026
Mrs S's avatar
Mrs S

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100024)

Great options to pay and great customer service

5
Great options to pay and great customer service Reviewed on: 6th April 2026
Vicente R's avatar
Vicente R

Convenience made easy

5
The service is very easy to use and gives me confidence that I have additional support available if needed before payday. The convenience makes the entire process simple and seamless. Reviewed on: 6th April 2026
Russ H's avatar
Russ H

Provides financial breathing space and flexibility

5
I've relied on PayPal Credit for years as it has given me that much-needed financial breathing space and flexibility without affecting my credit score Reviewed on: 6th April 2026
KN's avatar
KN

Highly Recommended

5
Flexible repayment options are really helpful. Reviewed on: 6th April 2026
GEORGE's avatar
GEORGE

Been using paypal for most payment for cloths etc an...

5
Been using paypal for most payment for cloths etc and never a problem, better than using bank details. Reviewed on: 6th April 2026
Saviour B's avatar
Saviour B

It was very easy to apply, it is intrest free for 4...

5
It was very easy to apply, it is intrest free for 4 months, I get notifications for transactions. Happy days Reviewed on: 6th April 2026
Raheel m's avatar
Raheel m

Easy to use and has help me with me with purchases.

5
Easy to use and has help me with me with purchases. Reviewed on: 6th April 2026
Lvader 's avatar
Lvader

I ve been using Paypal for more than 10 years now, a...

5
I ve been using Paypal for more than 10 years now, and had no issues every single time I ve been paying with Paypal Credit. Also customer service very helpful! Reviewed on: 6th April 2026
Gigel P's avatar
Gigel P

Convenient for sure

5
- handy and convenient, easy to use and I love the 0% for 4 months… really really handy. Very clear and transparent. Reviewed on: 6th April 2026
Cola C's avatar
Cola C

Paypal credit is awesome I use PayPal credit all the...

5
Paypal credit is awesome I use PayPal credit all the time for every purchase I make and I am happy with service as it allows me to be flexible with my spending and how much I repay back with any charges Reviewed on: 6th April 2026
Aneesa S's avatar
Aneesa S

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