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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145420)

Understanding and prompt responses

Understanding and prompt responses Reviewed on: 6th May 2026

Paypal is amazingly convenient when my Children want...

Paypal is amazingly convenient when my Children want Concert tickets and I can spread the cost. Being able to spread the cost of expensive gigs and experiences is priceless and also guarantees time for friends to book in groups and request the money Reviewed on: 6th May 2026

I’m extremely satisfied with my experience using Pay...

I’m extremely satisfied with my experience using PayPal Credit. It has exceeded all my expectations, made managing purchases much easier, and has also helped me build my credit history. Fast, convenient, and reliable service — highly recommended! Reviewed on: 6th May 2026

You can buy worry free .

You can buy worry free if something goes wrong PayPal refund your payment within days Reviewed on: 6th May 2026

Paypal, an excellent way to pay !

Always find paypal an excellent way to pay on so many different websites covering a vast range of products, this makes my purchasing so much easier and easy to keep track of using the app and website. Would recommend, I have used on purchases rangeing from coffee pods to holiday flights Reviewed on: 6th May 2026

Best to use

Really easy to use, available on every site that I use as a payment option, which is really handy. Much easier than others I have tried like Klarna. Reviewed on: 6th May 2026

Security and reassurance

I use Paypal when ever possible on line as it gives me the reassurance that my transaction is very well protected Reviewed on: 6th May 2026

PayPal has been great

PayPal has been a platform I’ve used for my transactions for the many years and the service has been amazing. Security features Paypal has put in place to protect my details are really welcome -and appreciated. Reviewed on: 6th May 2026

PayPal security and PayPal Credit is the best!

I love the security PayPal gives users and applying for credit was so easy. Now I buy what I want and pay monthly for everything! Reviewed on: 6th May 2026

Reliable and easy to deal with, customer service is...

Reliable and easy to deal with, customer service is great. And the benefits are really good also Reviewed on: 6th May 2026

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