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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100144 reviews)

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4.90

Based on 100,144 reviews, last reviewed 6th May 2026

2276150% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great for everyone who pays for stuff online Great for everyone who pays for stuff online Reviewed on: 6th May 2026

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100144)

Simple and easy to use, with good app access and fri...

Simple and easy to use, with good app access and friendly software. Reviewed on: 7th April 2026

Flexibility and choice makes this an attractive option.

Flexibility and choice makes this an attractive option. Gives you some options to buy something you love now and pay in 3 monthly installments or in 4 months time. Interest free payment options helps prevent big bills later on. Reviewed on: 7th April 2026

Simple and straightforward every time

Paypal always make it easy to apply for credit and help you to keep track of your balance and payments with transparency Reviewed on: 7th April 2026

Reliable & Easy

Reliable , easy, I feel far more comfortable buying online when using PayPal as I feel that bit safer not having to enter my personal bank details each site. pay in 3 is also fab if I want to buy a few bits at the same time. With the automatic payments I never miss anything , pretty much set it and forget it which is fab! Reviewed on: 7th April 2026

Let's me stretch out bigger purchases

Let's me stretch out bigger purchases for no extra cost. For when emergencies occur or when you feel like treating yourself but can't pay all in one go, but can pay in three without stretching yourself or getting into debt. Used responsiblly and every now and then it is a great resource. Reviewed on: 7th April 2026

Absolutely safe and reliable.

Absolutely safe and reliable. Peace of mind knowing it is the best option available choice Reviewed on: 7th April 2026

Very straightforward to understand and clear what is...

Very straightforward to understand and clear what is required. Reviewed on: 7th April 2026

I’m really recommending that to use the PayPal

I’m really recommending that to use the PayPal Reviewed on: 7th April 2026

Always been super quick, reliable and straight forward.

Always been super quick, reliable and straight forward. The integration to all the vendors is seemless. Its absolutely amazing how Paypal provides best services with best standards. Reviewed on: 7th April 2026

Never had any issues and when there is a problem the...

Never had any issues and when there is a problem they are always quick to fix it Reviewed on: 7th April 2026

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