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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145425)

Easy set up

Easy to set up and payments methods are straightforward. And you get reminders about making payments and prompts to set up a direct debut if needed. Reviewed on: 6th May 2026

Great, quick and very good to deal with

Great, quick and very good to deal with Reviewed on: 6th May 2026

I use Paypal and use it often.

I use Paypal and use it often. They are very clear about everything and I feel like they are trustworthy. Reviewed on: 6th May 2026

Less hassle No worries.

So reliable and easy to use, I’ve always thought that PayPal is seriously good and genuine. Always let me know etc and doesn’t hassle me. Reviewed on: 6th May 2026

It’s been smooth sailing and straight forward

It’s been smooth sailing and straight forward Reviewed on: 6th May 2026

Straightforward and easy to use.

Straightforward and easy to use. Clear statements Reviewed on: 6th May 2026

The PayPal Credit system is amazing, the ease of usi...

The PayPal Credit system is amazing, the ease of using with a user friendly system is the most important part for me for using online financial services and PayPal gets it spot on. Along with their 4 months 0% interest on payments of £99 and over, helps with the bigger purchases. Reviewed on: 6th May 2026

Its great to have

I like the fact you don't have to pay back for 3 months Reviewed on: 6th May 2026

My experience with PayPal has been very straightforw...

My experience with PayPal has been very straightforward and their communication is clear Reviewed on: 6th May 2026

Easy to use and set up, PayPal's pay in three with 0...

Easy to use and set up, PayPal's pay in three with 0% interest is a great deal. I also like the odd discount offer they give. Reviewed on: 6th May 2026

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