Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145428 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145428)

Easy to use.

Easy to use. Available on most buying platforms Reviewed on: 6th May 2026

Paypal are the best helps with thing excellent

Paypal are the best helps with things Reviewed on: 6th May 2026

Seamless!

I have frequently used the Pay in Three' facility and the process has been seamless with excellent access to full transaction details. Reviewed on: 6th May 2026

PayPal credit gives you more than enough time to pay...

PayPal credit gives you more than enough time to pay for things you buy with it. Even more so than other BNPL methods. I’ve never had any problems paying back the money either. The only thing I’d suggest is reminders. Reviewed on: 6th May 2026

Overall good, however do have some trouble with sett...

Overall good, however do have some trouble with setting up direct debits which doesn’t seem to be able to get resolved which leads to late payments sometimes. Reviewed on: 6th May 2026

Very easy and simple to manage my account and a real...

Very easy and simple to manage my account and a really good customer service Reviewed on: 6th May 2026

Easy to use and quick to help with any issues

Easy to use and quick to help with any issues Reviewed on: 6th May 2026

Easy to use

Easy to use once you figure your way out. Would be better if there was a little more help on the app Reviewed on: 6th May 2026

Easy to use and a good service.

Easy to use and a good service. Would recommend to others. Reviewed on: 6th May 2026

Easy to use and good excellent servicevalue for money

Easy to use and good value for money Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub