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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,215 reviews, last reviewed 7th May 2026
2279250% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal everything. PayPal everything....I brush my teeth thinking about PayPal Reviewed on: 7th May 2026
Sam b's avatar
Sam b

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100215)

Simple to use reasonable rates compared to other cards.

5
Simple to use reasonable rates compared to other cards. Saves you from giving out details that you need to keep confidential. Reviewed on: 7th April 2026
Patrick k's avatar
Patrick k

A very good product.

4
A very good product. It was a good experience as it enabled to make regular overpayments for various products Reviewed on: 7th April 2026
ken's avatar
ken

Comes Handy especially on buying air line tickets

4
PayPal has been handy for me, especially buying a ticket when i needed to travel with no out right money. paying in instalments also meant I could have enough money left to use on family. Reviewed on: 7th April 2026
Tryfina S's avatar
Tryfina S

Best company ever they never let me down

5
Best company ever they never let me down Reviewed on: 7th April 2026
Ross B's avatar
Ross B

Never had issues getting hold of customer service fo...

5
Never had issues getting hold of customer service for help. Matters are dealt with promptly Reviewed on: 7th April 2026
Sal's avatar
Sal

Irreplaceable!!! Love PayPal!

5
Always smooth transactions, complaints for sellers not delivering goods dealt with straight away and refunds issued super quick. Pay in 3 payments and PayPal credit are great options if you don't have the full amount of money on hand. I pay with PayPal every time shopping online if the seller have that option as getting refunds is much quicker than dealing with your credit card provider. Amazing service!! Reviewed on: 7th April 2026
Anna G's avatar
Anna G

Best credit card ever

5
Best credit card ever i had easy to use and make payments Reviewed on: 7th April 2026
Arsalan A's avatar
Arsalan A

I have used PayPal for years, it makes my finances m...

5
I have used PayPal for years, it makes my finances much more easier to control, even better than my local bank. Reviewed on: 7th April 2026
Joe's avatar
Joe

Instalments or credit PayPal is there for you.

5
Ever since Ive started using PayPal it has not given me any reason to complain. Every transaction is dealt with perfectly. You can pay instalments or usecthe credit that is there for you. Reviewed on: 7th April 2026
SajjH's avatar
SajjH

Excellent service with diffExcellenterent options.

5
Excellent service with different options. Reviewed on: 7th April 2026
Wayne's avatar
Wayne

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