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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,230 reviews, last reviewed 7th May 2026
2279900% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They customer service is excellent They customer service is excellent Reviewed on: 7th May 2026
Marjan J's avatar
Marjan J

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100230)

Safe Online Shopping and Ease of application

4
Its an incredible layer of protection for when you do online purchases and is incredibly simple to get into. Reviewed on: 7th April 2026
Michael's avatar
Michael

As a PayPal customer for around 15 years now, I can...

5
As a PayPal customer for around 15 years now, I can honestly say I’ve never had a bad experience. I appreciate the payment options which branch out from PayPal Credit (pay in 3 and 0% on higher purchases) and find making payments towards my account simple and stress free. Reviewed on: 7th April 2026
Caroline's avatar
Caroline

Pretty good and efficient service

5
Pretty good and efficient service Reviewed on: 7th April 2026
Charlotte Perry's avatar
Charlotte Perry

Easy and straightforward to use.

5
Easy and straightforward to use. Reviewed on: 7th April 2026
Abdulrahman I's avatar
Abdulrahman I

I have found really useful and it help a lot...

5
I have found really useful and it help a lot Reviewed on: 7th April 2026
Shabz 's avatar
Shabz

Excellent service, customer service great and very h...

5
Excellent service, customer service great and very helpful, clear and friendly customer service . Reviewed on: 7th April 2026
Julie Kanu's avatar
Julie Kanu

So useful & easy to use allows purchases to be made...

5
So useful & easy to use allows purchases to be made easily Reviewed on: 7th April 2026
Mark H's avatar
Mark H

Very easy, great service and secure

5
Very easy, great service and secure Reviewed on: 7th April 2026
Mats H's avatar
Mats H

Never faced any issues and is always very easy to na...

5
Never faced any issues and is always very easy to navigate. The addition of a physical card and card on Apple Pay are also great additions Reviewed on: 7th April 2026
Liam G's avatar
Liam G

Always good.

5
Always good.i am always buying from PayPal coz it's money back greentree. Reviewed on: 7th April 2026
Deepak k subedi 's avatar
Deepak k subedi

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