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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Thoroughly recommend

Always found PayPal an excellent way of paying for goods,great service and informative at all times Reviewed on: 6th May 2026

It’s very easy to use and safe and secure

It’s very easy to use and safe and secure Reviewed on: 6th May 2026

PayPal Credit is simple, convenient, and easy to use.

PayPal Credit is simple, convenient, and easy to use. The application is fast, and it integrates seamlessly with PayPal, making checkout smooth. The 0% interest offers are great for spreading costs, as long as you pay on time. Overall, a reliable and flexible option for online shopping. Reviewed on: 6th May 2026

Very good

PayPal credit has been a great way to pay for things in instalments. It’s great that you can get things and not have to worry. I have had a good experience since joining up to PayPal credit and I will be remaining to use it for the foreseeable Reviewed on: 6th May 2026

Credit and Pay in 3 helps me spread out larger...

Credit and Pay in 3 helps me spread out larger payments Reviewed on: 6th May 2026

Made many payments with no issues

Made many payments with no issues Reviewed on: 6th May 2026

Paypal makes life so much easier

Paypal makes life so much easier allowing me to easily make purchases and send money anywhere in the world. PayPal Credit is so handy for Buy now pay later or for bigger purchases and 0% Interest for 4 months really helps. Reviewed on: 6th May 2026

Good all round credit company...

Good all round credit company however just wish they offered a credit card. Reviewed on: 6th May 2026

A True Time-Saver.

They served my purpose. Sending money to friends or family is simple—you only need the recipient's email address or mobile number Reviewed on: 6th May 2026

Amazing!

always amazing and helpful for my shopping needs Reviewed on: 6th May 2026

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