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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100238 reviews)

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4.90

Based on 100,238 reviews, last reviewed 7th May 2026

2280200% increase in 5 star reviews

in the past 90 days

6550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ive used paypal for many years and im very happy usi... Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100238)

My social life saver

It was good i used it for my phone and i really needed it that time it doesn't bother me the interest rate was good too Reviewed on: 7th April 2026

really easy to use and cheap option compared to cred...

really easy to use and cheap option compared to credit card Reviewed on: 7th April 2026

Excellent and always confident to use PayPal.

Excellent and always confident to use PayPal. Customer service is great I feel my money and transactions are safe when. I use PayPal Reviewed on: 7th April 2026

Simple fast and meets my needs.

Simple fast and meets my needs. Credit limits increased easily also Reviewed on: 7th April 2026

PayPal is so easy to use and I always feel safer sho...

PayPal is so easy to use and I always feel safer shopping with PayPal Reviewed on: 7th April 2026

I have been using paypal for quite sometimes.

I have been using paypal for quite sometimes. It is money saver really , excellent value for money. Highly recommended Reviewed on: 7th April 2026

Easy to use

Been using PayPal for years and only had a couple of minor problems that were dealt with swiftly. Reviewed on: 7th April 2026

Always there when you need it

It’s a great way to buy what you need without breaking your budget. They often offer an interest-free period, and the whole process is simple and easy to use. I use PayPal credit all the time; for everything from gadgets and furniture to flights and holidays. Reviewed on: 7th April 2026

PayPal is convenient,it is easy to use.

PayPal is convenient,it is easy to use. It is easy to manage and control ones expenses. Reviewed on: 7th April 2026

All positive and have been very quick to respond to...

All positive and have been very quick to respond to any query Reviewed on: 7th April 2026

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