Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100244 reviews)

View other PayPal products

4.90

Based on 100,244 reviews, last reviewed 7th May 2026

2280500% increase in 5 star reviews

in the past 90 days

6550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Exceptional customer service. Exceptional customer service. Going the extra mile. Help at first point of contac.t Reviewed on: 7th May 2026

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (100244)

Recommend

Never had any issues with PayPal. I would recommend everyone to create an account with PayPal. Reviewed on: 7th April 2026

PayPal Best Finance

Always feel secure when making payments through PayPal. On Larger purchases I can spread the cost over 4 months Reviewed on: 7th April 2026

. Easy to use with helpful flexibility

I’ve had a good experience using PayPal Credit. It’s straightforward to use, especially for online purchases, and the option to spread payments has been really helpful. The application process was quick, and everything is clearly shown in the app. I’d recommend it for anyone who wants a simple, flexible credit option. Reviewed on: 7th April 2026

yay it’s ok like i really guess it’s unremarkable an...

yay it’s ok like i really guess it’s unremarkable and boring if anything just not much going on Reviewed on: 7th April 2026

PayPal Credit is just like a virtual credit card

PayPal Credit is just like a virtual credit card with good intrest rates. Worth applying for it comes in handy when you need stuff. Reviewed on: 7th April 2026

Stress free

All round ease 100 % experience .take the stress out of paying for services Reviewed on: 7th April 2026

great customer service

the only time i had to contact customer service they resolved my problem quickly Reviewed on: 7th April 2026

Excellent products and service

I've been using PayPal for years and I've seen their services grow and offer me more convenient ways of borrowing. Honestly think it's one of the best money services around. Reviewed on: 7th April 2026

Easy to use, good repayment plan, good interest rate...

Easy to use, good repayment plan, good interest rate, a chance to get higher credit amount approved. Reviewed on: 7th April 2026

Website is so easy to use and to understand.

Website is so easy to use and to understand. Payment are simple and fast. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47142 reviews
Credit card
from PayPal 4.91 from 79 reviews
Payments
from PayPal 4.91 from 3707 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub