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PayPal: PayPal Credit reviews

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4.90
Based on 100,256 reviews, last reviewed 7th May 2026
2281050% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great They are really good value .easy to use and apply for Reviewed on: 7th May 2026
Adam C's avatar
Adam C

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100256)

The convenience of PayPal/credit

5
PayPal credit is extremely convenient especially the pay within 4 months (credit) feature and pay in 3 months. It provides much needed financial leeway when making big ticket purchases (airline tickets, shopping (expensive electronics etc), medical courses etc). Furthermore, with the introduction of PayPal credit card, there is a much greater accessibility for payments previously not linked to PayPal (platform). I’ve recommended to family members who have all joined now. Reviewed on: 7th April 2026
HV's avatar
HV

Trusted and efficient service, making my online paym...

4
Trusted and efficient service, making my online payments feel safe and secure. Reviewed on: 7th April 2026
G A's avatar
G A

PayPal credit help me to manage myself to get stuff...

5
PayPal credit help me to manage myself to get stuff ahead of time and repay later within four months without interest Reviewed on: 7th April 2026
Muritala k's avatar
Muritala k

Best Choice

4
Best experience among existing platforms I experienced. Reviewed on: 7th April 2026
Muhammad A Ahmad 's avatar
Muhammad A Ahmad

No issues whilst using PayPal, straight forward, ver...

5
No issues whilst using PayPal, straight forward, very easy. Reviewed on: 7th April 2026
Damian K's avatar
Damian K

Reliable, and helpful

5
Reliable, remind me when payments are due when I have had issues the staff have always been helpful.i would not change PayPal for any other. Reviewed on: 7th April 2026
rickycrass's avatar
rickycrass

The app is fantastic.

5
The app is fantastic. It's easy to use and see where you stand. Reviewed on: 7th April 2026
Ash's avatar
Ash

Effortless, quick and easy.

5
Effortless, quick and easy. Reminders sent so won't forget to pay on time before charges are incurred Reviewed on: 7th April 2026
Gary G's avatar
Gary G

Transparency and Customer Care

5
Transparency in transactions and great customer service!! Reviewed on: 7th April 2026
E Bruno's avatar
E Bruno

PayPal has always been a safe and reliable service.

5
PayPal has always been a safe and reliable service. I've used it for many years and feel like it has become a much better service as time has gone by. Financial safety is very important these days, and with scams and hackers becoming more sophisticated, I'm glad I have PayPal to keep my finances safe. Reviewed on: 7th April 2026
Mr D's avatar
Mr D

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