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PayPal: PayPal Credit reviews

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4.90
Based on 100,278 reviews, last reviewed 7th May 2026
2282150% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchasing pretty much everyt... PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much ... Read more Reviewed on: 7th May 2026
Orla's avatar
Orla

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100278)

It been a good experience and value for money and ti...

5
It been a good experience and value for money and time as always Reviewed on: 7th April 2026
Oyinloye Olakunle's avatar
Oyinloye Olakunle

Easy credit, but be smart!

5
Easy finance than makes sense if you don't miss payments and incur interest. Reviewed on: 7th April 2026
ANGEL's avatar
ANGEL

you can use it anywhere you want and easily

5
you can use it anywhere you want and easily Reviewed on: 7th April 2026
Dumitru A's avatar
Dumitru A

PayPal credit - so much better than a credit card

5
PayPal credit has given me the opportunity to purchase goods I know i can afford but I just need some additional breathing space to pay for Reviewed on: 7th April 2026
Linda T's avatar
Linda T

PayPal is the only safe way to pay.

5
PayPal is the only safe way to pay. Reviewed on: 7th April 2026
James P's avatar
James P

Love 4 months interest free

5
I use PayPal credit mainly for 4 months free credit. I can see, pay off as I can, and know the date I start to incur interest. Now have a physical card as well but not yet used Reviewed on: 7th April 2026
Stephen D's avatar
Stephen D

Great options on ways to pay; varied choice and acc...

5
Great options on ways to pay; varied choice and accepted across shopping outlets; trusted and secure; i always use PayPal when I can is my first choice every time when purchasing online Reviewed on: 7th April 2026
Robert Surridge's avatar
Robert Surridge

I've always had smooth sailing experience with Paypal.

5
I've always had smooth sailing experience with Paypal. They are very responsive as well. Reviewed on: 7th April 2026
Sarah 's avatar
Sarah

Very convenient for online purchases

4
Very convenient for online purchases Reviewed on: 7th April 2026
Adam C's avatar
Adam C

Extremely helpful when l didn’t understand something...

5
Extremely helpful when l didn’t understand something solved my query quickly and efficiently friendly and professional service Reviewed on: 7th April 2026
Sheila L's avatar
Sheila L

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