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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145576 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145576)

Very good experience easy to use and helpful

Very good experience easy to use and helpful Reviewed on: 6th May 2026

A breeze to use and secure.

I use PayPal for all online pyts where possible. It gives me peace of mind. I especially like the interest free options. Reviewed on: 6th May 2026

PayPal Credit easy!

PayPal Credit is super easy and simple to use. The approval process was quick, and managing payments is really straightforward. I like how clear and visible everything is, so it’s easy to keep track of payments and balances. Really convenient and hassle-free experience! Reviewed on: 6th May 2026

smart finance provider

I love Paypal as a smart finance provider because it gives option of upto 36 months installment plans. Reviewed on: 6th May 2026

Easy to used and good rates.

Easy to used and good rates. Can use on most purchase to break down costs. PayPal provides extra security when making purchases online. Reviewed on: 6th May 2026

PayPal Credit is very helpful and easy to use.

PayPal Credit is very helpful and easy to use. The account enables you to keep up to date with what is spent and how much is available to use. Very clear details of payment due and the date due.. This account makes credit very straightforward and easy to keep control of. Reviewed on: 6th May 2026

Always really simple and easy to use.

Always really simple and easy to use. I really enjoy using PayPal in 3 as it helps me being able to afford more things like travel when I can pay over 3 months interest free. I use this a lot. Reviewed on: 6th May 2026

PayPal is Excellent

PayPal has always been prompt in answering any queries I had and always provided a great solution. Never had an issue! Reviewed on: 6th May 2026

Paypal review

Easy to use and understand bought stuff I probably wouldn't be able to afford without PayPal Reviewed on: 6th May 2026

PayPal has helped me and my family massively,...

PayPal credit has helped me and my family massively, especially due to the rise of the cost of living. Reviewed on: 6th May 2026

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