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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,375 reviews, last reviewed 7th May 2026
2286900% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems Never had any problems, very easy to use especially for big purchases I cant afford straight away like concert tickets or household appliances Reviewed on: 7th May 2026
Rebecca E's avatar
Rebecca E

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100375)

I think it’s the best card on the market so you can...

5
I think it’s the best card on the market so you can use so easy to top up. It’s a great card. Reviewed on: 7th April 2026
Barry Will's avatar
Barry Will

So easy to use.

5
So easy to use. Love that can have an actual card as well now Reviewed on: 7th April 2026
Selina h's avatar
Selina h

It’s very easy to use.

5
It’s very easy to use. The customer service is always available and they get back to you instantly, with sorting out any issues. Reviewed on: 7th April 2026
Marek's avatar
Marek

Easy to set up, although I had issues setting up the...

4
Easy to set up, although I had issues setting up the virtual card Reviewed on: 7th April 2026
Zuwena's avatar
Zuwena

I love to use Paypal because its really handy.

5
I love to use Paypal because its really handy...quick and smooth transactions makes it one of the best on the market.. One mius - high APR Reviewed on: 7th April 2026
Ryszard K's avatar
Ryszard K

Ease of access, very practical offers

5
Ease of access, very practical offers Reviewed on: 7th April 2026
Raul P's avatar
Raul P

A very reliable and simple to use payment platform.

5
A very reliable and simple to use payment platform. Reviewed on: 7th April 2026
Chris's avatar
Chris

Only way I like to pay for things

5
Ive had PayPal for many years now and always prefer it to use to pay for things .Its easy to use and good because you are protected. Reviewed on: 7th April 2026
Barry Y's avatar
Barry Y

Very good experience, only one problem stuggling to...

4
Very good experience, only one problem stuggling to set up direct debt as it says my banks already linked. Reviewed on: 7th April 2026
Alexis C's avatar
Alexis C

Very good and did what was needed

5
Very good and did what was needed Reviewed on: 7th April 2026
Josh H's avatar
Josh H

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