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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145589 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145589)

Hassle free

I've been using PayPal for many years and it has been an easy way for me to get purchases 10/10 Reviewed on: 6th May 2026

Easy to setup & quick approval.

Easy to setup, quick approval. 0% interest fees for 4 months and a simple app/system to use to make payments and keep on top of your account balance. All in all, so glad got PayPal Credit. Reviewed on: 6th May 2026

My go-to payment option.

I love the PayPal credit option for buying what I need. Absolutely love the interest free option for spending over a certain amount. There's not many c edit cards that offer this all year round so that makes PayPal a keeper for me personally. I've added the virtual card to my phone's wallet now so I can make PayPal payments on the move. The website and app are both very well laid out and easy to navigate. Overall I'm very happy to continue using the service. Reviewed on: 6th May 2026

PayPal makes managing money so easy.

PayPal makes managing money so easy. Reviewed on: 6th May 2026

PayPal is very easy and straight forward

I have always found PayPal very easy and straight forward to use. Very clear & I feel like it is a 'safe' way to pay. Reviewed on: 6th May 2026

Excellent provider and feel safe using them

Excellent provider and feel safe using them Reviewed on: 6th May 2026

I prefer PayPal over traditional banks

PayPal have always been very good with dealing with any concerns I have. I have found their customer service more efficient than other banks. Reviewed on: 6th May 2026

PayPal is excellent, their reliability, easy to use...

PayPal is excellent, their reliability, easy to use and buyer protection. Everything is quick and straightforward. I alao value the added security features, such as nit having to share my card details direct with sellers. Reviewed on: 6th May 2026

Can't do without it

Convenient. Easy access. Works anywhere in the world. Access to crypto for those interested. No interest on purchases if paid off in 3 months. What's not to like? Reviewed on: 6th May 2026

Very good

Simple and easy way to pay at almost any place! With simple interface to repay too and easy to set up a direct debit. Reviewed on: 6th May 2026

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