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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100416 reviews)

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4.90

Based on 100,417 reviews, last reviewed 7th May 2026

2288900% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal with confidence I think PayPal is a great way to pay securely and with confidence. Also the pay in 3 installments helps a lots to manage my payments. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100417)

Fantastic service and so convenient!

Fantastic service and so convenient, spreading the cost of vital payments making things easier without adding crazy interest. Reliable and trustworthy company to use. Reviewed on: 7th April 2026

Easy to use, had happy with serviceno problems yet

Easy to use, had no problems yet Reviewed on: 7th April 2026

Quick, easy and really simple to use.

Quick, easy and really simple to use. Reviewed on: 7th April 2026

Always an easier way to pay without having to enter...

Always an easier way to pay without having to enter card numbers etc Reviewed on: 7th April 2026

Great service.

Great service. Easy to use and keep track of payments etc. Reviewed on: 7th April 2026

Never had an issue.

Never had an issue. Easy to use. Straightforward. No hidden costs. Available everywhere, where PayPal payment is used as payment method. Can be repaid early without additional costs. Clearly visible payments in account. Reviewed on: 7th April 2026

Smart way to do credit and use promotional offers

I like the 0 interest over 3 months for payments above 100. It’s a great way of managing payments. I also love the tiers points ideas and promotional offers. Keep them coming :) Reviewed on: 7th April 2026

Peace of mind.

It gives complete peace of mind knowing that I'm protected in anything I purchase. Reviewed on: 7th April 2026

Excellent online experience

Every credit facility is well segmented on the App for ease of access and notifications are given well in advance before any deductions. With the introduction of debit card, I don’t think anyone need to open another bank account. Reviewed on: 7th April 2026

Brilliant

I give them 10 out of 10 as I love to use there PayPal credit as well as their pay in 3 payments. It’s all so easy to do. I highly recommend them, thank you Reviewed on: 7th April 2026

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