Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,468 reviews, last reviewed 7th May 2026
2291200% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am enjoying using PayPal credit,allows me spread t... I am enjoying using PayPal credit,allows me spread the cost over a time and can use it whenever i need. Reviewed on: 7th May 2026
livia z's avatar
livia z

Latest lowest rating:

2

Had fraudulent transaction on post isl credit. Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026
Julian's avatar
Julian

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100468)

Always been helped when needed and given explanations

4
Always been helped when needed and given explanations Reviewed on: 7th April 2026

Easy to use and hassle free.

5
Easy to use and hassle free. Gives an option for every situation and helps make payments manageable Reviewed on: 7th April 2026

Paypal has made online payments so easy and secure.

5
Paypal has made online payments so easy and secure. Reviewed on: 7th April 2026

PayPal credit has made it possible to start a business

5
PayPal credit has made it possible to start a small company, spreading the initial costs over 4 months interest free. It has really helped over the years. It started with several tools annd materials and moved on from there. I couldn’t have done it with PayPal. Reviewed on: 7th April 2026

PayPal is easy to use and provides peace of mind for...

5
PayPal is easy to use and provides peace of mind for any purchase big or small. Reviewed on: 7th April 2026

Very quick and efficient, easy transaction.

5
Very quick and efficient, easy transaction. Reviewed on: 7th April 2026

Safe method to pay for goods at untrusted sellers

5
Safe method to pay for goods at untrusted sellers Reviewed on: 7th April 2026

It’s been a good experience.

5
It’s been a good experience, I love the flexibility it brings. The app is straightforward and easy to navigate. I haven’t had any problems with it and I always know where to go. So far, PayPal has been amazing and I will definitely recommend it. Reviewed on: 7th April 2026

It gives flexibility to pay whenever I want and by h...

5
It gives flexibility to pay whenever I want and by how much . Reviewed on: 7th April 2026

Great and help in budgeting expenses

5
Great and help in budgeting expenses Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 47256 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 79 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3707 reviews
    PayPal
    View all products