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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (145617)

I’ve used PayPal for years, for purchases on credit...

5
I’ve used PayPal for years, for purchases on credit and to send and receive money. Never had an issue with them and so easy to use. Reviewed on: 6th May 2026
Gary B's avatar
Gary B

Perfect for credit

5
Completely suitable for my needs Reviewed on: 6th May 2026
stacy l's avatar
stacy l

PayPal my rainy day back up

5
PayPal my rainy day back up. If I need something and I don't have the cash in hand it's great to have as a back up. Really easy to use and pay back. Reviewed on: 6th May 2026
LINDA M's avatar
LINDA M

Great service!

5
I’ve been with PayPal many years now and have always found them to be really great company. I use the buy now pay in 4 months time quite a lot. I also find the pay in 3 months excellent. Reviewed on: 6th May 2026
ESME ROBINSON's avatar
ESME ROBINSON

Easy to use.

5
Easy to use. Have sorted out problems timeously. Reviewed on: 6th May 2026
Rodger A's avatar
Rodger A

Always pay online with PayPal because it's reliable

4
Always pay online with PayPal because it's reliable Reviewed on: 6th May 2026
Sajoh bah's avatar
Sajoh bah

Useful Service

5
Easy to use, flexible, helpful. Great offers Reviewed on: 6th May 2026
Andy H's avatar
Andy H

Easy to use.

5
Easy to use. Gives you the facility to pay in various ways, making it a more pleasant experience Reviewed on: 6th May 2026
Anne Nicholas's avatar
Anne Nicholas

PayPal have been more than accommodating for me and...

5
PayPal have been more than accommodating for me and my needs in this financial crisis. I haven’t been an ideal customer because of the obvious difficulties, but PayPal have done everything they can to help me and has been more than understanding Reviewed on: 6th May 2026
Jo Jo's avatar
Jo Jo

"I’ve been using PayPal Credit for a few months and...

4
"I’ve been using PayPal Credit for a few months and really appreciate the 0% interest for 4 months on any purchase over £99. It’s a great way to spread the cost of larger items without extra fees, and the integration into the standard PayPal checkout makes it incredibly easy to use. Just make sure to pay it off before the 4 months are up to avoid the standard APR!" Reviewed on: 6th May 2026
Michael Redmond's avatar
Michael Redmond

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