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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,554 reviews, last reviewed 7th May 2026
2294950% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026
Reed L's avatar
Reed L

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100554)

Excellent

5
Easy to use & very flexible payment options. Reviewed on: 7th April 2026
Beth h's avatar
Beth h

Quick, transparent and cash flow

5
The service is transparent, quick to use, quick to overpay and monitor my current status on payments. I understand the psychology behind the credit system, and appreciate it makes me spend more, but I keep in mind it helps my cash flow. I use it to justify and spread costs out and the ease of use definitley allows me to make multiple purchases making me feel more enabled to make positive changes to my life within my spending. Especially on bigger one off purchases. I.e. technology items, car parts etc. Reviewed on: 7th April 2026
Jezz's avatar
Jezz

I had a great customer experience with staff being e...

5
I had a great customer experience with staff being extremely helpful and also the friendly nature of people who work for them Reviewed on: 7th April 2026
Saqib s's avatar
Saqib s

Easy and convenient

5
Easy to navigate and convenient as most online retailers stores allow PayPal to purchase items. Reviewed on: 7th April 2026
Koren 's avatar
Koren

Can't get over how great PayPal is, it's wonderful a...

5
Can't get over how great PayPal is, it's wonderful and easy. Love it! Reviewed on: 7th April 2026
justin stevens's avatar
justin stevens

PayPal has never let me down in 20 years.

5
PayPal has never let me down in 20 years. No fuss, no problem. Reviewed on: 7th April 2026
Robert H's avatar
Robert H

I feel safe using PayPal and the credit facility all...

5
I feel safe using PayPal and the credit facility allows me to buy any expensive items I might need. Reviewed on: 7th April 2026
June J's avatar
June J

I regularly use PayPal as a secure means of payment...

5
I regularly use PayPal as a secure means of payment when purchasing from the likes of ebay and AliExpress. It's quicker and more secure than entering card details. I use PayPal Credit to spread the cost of larger purchases, interest free over 4 months which allows me to take advantage of special offers and promotions for the things I need across a broad range of retailers Reviewed on: 7th April 2026
VFM Shopper's avatar
VFM Shopper

I've been using PayPal credit for a number of years...

5
I've been using PayPal credit for a number of years now, it's easy to use and extremely handy. It gives me peace of mind. I would recommend it to everyone. It's easy too, if you have to return goods and seek a refund, PayPal credit has you covered. Reviewed on: 7th April 2026
PB's avatar
PB

A must have, convenient and flexible way to pay!

5
PayPal Credit is very convenient and flexible way to spread the cost of purchases. The option for interest free payments on big orders makes it very useful for budgeting, and it integrates seamlessly with PayPal for quick, hassle free checkout. Overall, it’s a simple and reliable way to manage spending more comfortably. Reviewed on: 7th April 2026
Jade W's avatar
Jade W

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