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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145621 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145621)

Simple Interface, Generous Credit Account.

Simple Interface, Generous Credit Account. Great Reward and Inventives to spend Reviewed on: 6th May 2026

Nothing but positive experiences and everything is e...

Nothing but positive experiences and everything is easy to understand Reviewed on: 6th May 2026

Great product and brilliant customer service!

Great product and brilliant customer service! Reviewed on: 6th May 2026

PayPal transactions are very swift and fast which an...

PayPal transactions are very swift and fast which an easy to use interface and clear exchange rate feature. Reviewed on: 6th May 2026

There when I need and always has good offers it’s si...

There when I need and always has good offers it’s simples Reviewed on: 6th May 2026

Fantastic!

Always there and happy to help with any queries. They'll cover your back if anything goes wrong and always a pleasure to speak too. I've been using the service for years now and have even recommended friends to join. Thank you PayPal credit! Reviewed on: 6th May 2026

It’s a breather for me.

It’s a breather for me. I’m not pressured with finances and PayPal credit helps a lot. It’s a part of my life. Reviewed on: 6th May 2026

The gold standard!

I've used PayPal for eBay and other purchases for many years. In all that time I've never had a problem. I've used them for all manner of payments and the service never misses a beat. Utterly reliable! Reviewed on: 6th May 2026

Great App & Service

Paypal are easy to deal with and the App helps with most enquiries. Reviewed on: 6th May 2026

Convenient

I have used PayPal Credit for online purchases. Overall, the service is convenient — quick setup, a clear interface, and the ability to spread payments. It helps when you need to buy something immediately and pay later. Reviewed on: 6th May 2026

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