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PayPal: PayPal Credit reviews

4.90
Based on 100,605 reviews, last reviewed 7th May 2026
2297250% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is easy to use Safe and easy. Very easy to apply and use when you need a little extra time to pay so you don’t miss out on something. Reviewed on: 7th May 2026
Andy's avatar
Andy

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100605)

PayPal credit is a lofe saver

5
PayPal credit is a life saver and extremely useful. It helped me secure an item that i desperately needed to improve my work output. Reviewed on: 7th April 2026

Never had an issue with paypal, very handy for all m...

5
Never had an issue with paypal, very handy for all my online shopping needs. You can pay it off for 0% interest as well which is great. Reviewed on: 7th April 2026

Always had a good experience, support is always good

5
Always had a good experience, support is always good Reviewed on: 7th April 2026

Communicates clearly and effectively, information an...

5
Communicates clearly and effectively, information and support are always available. Reviewed on: 7th April 2026

PayPal credit was a simple and hassle free way to pa...

5
PayPal credit was a simple and hassle free way to pay for large kitchen item and interest free! We were able to manage the account easily and pay off early. This kind of flexibility gives us piece of mind because we don’t like being tied in to lengthy agreements. Reviewed on: 7th April 2026

PayPal has made my buying alot easier

5
PayPal has made my buying alot easier Reviewed on: 7th April 2026

Easy and simple to use, always happy to speak to cus...

5
Easy and simple to use, always happy to speak to customers Reviewed on: 7th April 2026

Excellent

5
Always have a lovely options on using paypal to pay. Reviewed on: 7th April 2026

ive used paypal credit now for around 8 years

5
ive used paypal credit now for around 8 years i belive since it started and its far eaier to use than any other credit company Reviewed on: 7th April 2026

So easy to use and great customer service.

5
So easy to use and great customer service. Reviewed on: 7th April 2026

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