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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145632 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145632)

PayPal is so easy to use and great way to pay in sma...

PayPal is so easy to use and great way to pay in small businesses Reviewed on: 6th May 2026

A nice easy way to pay for things, gives you satisfa...

A nice easy way to pay for things, gives you satisfaction in not having to worry about different currency's. Reviewed on: 6th May 2026

Very excellent service and a service you can trust,...

Very excellent service and a service you can trust, very reliable and helpful when you need it in important times Reviewed on: 6th May 2026

PayPal are great.

If possible, I always use PayPal to buy online. Especially when buying from a new retailer, for safty and peace of mind. If I have had a problem with a retailer such as no delivery, PayPal will help me get my money back. I have been using PayPal for around 20 years, maybe more. Reviewed on: 6th May 2026

Excellent service, top marks

Excellent service efficient, effortless simplicity, great value Reviewed on: 6th May 2026

Paypal is a useful tool in the credit jungle

Paypal is a useful tool in the credit jungle and I use it all the time for payments and spreading short term spending with convenient repayment terms Reviewed on: 6th May 2026

PayPal have been brilliant with the services provided

PayPal have been brilliant with the services provided Reviewed on: 6th May 2026

I’ve used PayPal credit a few times now.

I’ve used PayPal credit a few times now. Really easy process to go through. Good rates and the communication via email is good. Reviewed on: 6th May 2026

PayPal is almost perfect

PayPal is almost 100% easy to use in all aspects, I.e. purchasing, payments etc and I found customer service very helpful Reviewed on: 6th May 2026

Satisfied customer

I have used PayPal many times, I've never had any trouble with the service, I love the pay in three offers they allow me to avail of as well as the PayPal credit.I would like if they could offer a pay in four service similar to clearpay. Reviewed on: 6th May 2026

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