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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145636)

Excellent.

PayPal is a fast, reliable, and widely accepted payment platform that makes online transactions simple and secure. Its seamless checkout process, strong encryption, and buyer protection features provide real peace of mind. Sending and receiving money is effortless, even internationally, making it a go-to choice for both personal and business use. Overall, PayPal offers a convenient and trustworthy way to manage payments online. Reviewed on: 6th May 2026

it was there when i needed it, easy

it was there when i needed it and was easy to set up Reviewed on: 6th May 2026

Really Helpful and Worth Using More

I’ve honestly found PayPal Credit really helpful and beneficial for me so far. One thing I really like is the points/rewards side of it; knowing that the more I use it, the more points I build up and can later redeem makes it feel much more worth it. Originally, I was thinking about getting an Amex card, but at the moment I’m genuinely satisfied with PayPal Credit. It’s been easy to use, convenient, and I’m starting to use it more often because of the perks and benefits that come with it. It also gives me a bit more flexibility when managing payments, which has been useful. Overall, I’ve had a good experience with it and can definitely see myself continuing to use it more going forward. Reviewed on: 6th May 2026

It’s easy and simple.

It’s easy and simple. Gives flexibility when required and on bigger purchases helps out a lot in this day and age. Reviewed on: 6th May 2026

Love PayPal

Easy register, log in, paying everything. Excellent customer services, offers and options. Reviewed on: 6th May 2026

Always worked well for me, would recommend to others...

Always worked well for me, would recommend to others as I find it simple to use and never had any issues. Personally I use it for smaller transactions that I know I can pay off when I can, but I imagine it works well for bigger purchases too. Reviewed on: 6th May 2026

transactions are safe and protected with paypal

i have had to ring paypal before to query a transaction and bery helpful Reviewed on: 6th May 2026

Easy to use, great interest free options and user fr...

Easy to use, great interest free options and user friendly Reviewed on: 6th May 2026

Easy to use but not always efficient

Easy to use but the statements are not updated in real time and can be annoying Reviewed on: 6th May 2026

Never have any problems Brilliant services

Never have any problems. Bought products over a period of time. Reviewed on: 6th May 2026

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