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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

Amazing Service

I have used them for years, the service is immaculate Reviewed on: 6th May 2026

Super easy to pay and refund.

Super easy to pay and refund. PayPal credit and pay is 3 is so convenient Reviewed on: 6th May 2026

Impressed with security payment and instant

Impressed with security payment and instant Reviewed on: 6th May 2026

Great experience on handling money and keep up with...

Great experience on handling money and keep up with savings. Reviewed on: 6th May 2026

Easy to use, can use in any country

Easy to use, can use in any country Reviewed on: 6th May 2026

Quick and easy.

Quick and easy. fast service too Reviewed on: 6th May 2026

Most efficient payment processor fast, easy to use a...

Most efficient payment processor fast, easy to use and offers layers of protection for my money Reviewed on: 6th May 2026

Best Credit Service I use

Greeat and convenient service. Now with acard even better, Love the 0% over 4 months for purchases ober £100 Reviewed on: 6th May 2026

I’ve found PayPal to be an excellent service for mak...

I’ve found PayPal to be an excellent service for making purchases and splitting payments. It’s incredibly convenient, especially when sharing costs with friends or managing online transactions. The platform is easy to use, secure, and widely accepted across many retailers and websites, which makes it a reliable go-to option. Overall, PayPal simplifies payments in a way that saves time and reduces hassle. Reviewed on: 6th May 2026

I had Payin3 more than 4 times I was happy and it gi...

I had Payin3 more than 3 times I was so pleased, It gave me the opportunity to repay the loan without interest Reviewed on: 6th May 2026

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