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PayPal: PayPal Credit reviews

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4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100843)

Every time I’ve had to phone the staff are very know...

5
Every time I’ve had to phone the staff are very knowledgeable and always able to resolve my problem Reviewed on: 7th April 2026
Elaine's avatar
Elaine

PayPal credit is great, easy to use and just there f...

5
PayPal credit is great, easy to use and just there for those emergencies or for Christmas or birthday treats for the family. It's handy for those times where it just helps to spread the cost over 4 months without having to try and find it all in one go. Reviewed on: 7th April 2026
Emma S's avatar
Emma S

I love that you can access interest free payments fo...

4
I love that you can access interest free payments for 4 months. They safeguard quite well with credit limits and the option for direct debit and other payment plans although I can see how you could over do it with the new addition of a PayPal credit card but the benefits of being able to use it on items and shops you may not have been able to before is helpful (such as cex) it may promote people putting small items on it rather than one large one and getting themselves into trouble Reviewed on: 7th April 2026
Debbie W's avatar
Debbie W

Easy and no problems

5
Easy to apply. No issues in applying or finding information. Nice card and digital wallet card too. Reviewed on: 7th April 2026
Glenn L's avatar
Glenn L

Always easy to use and I find service excellent

5
Always easy to use and I find service excellent Reviewed on: 7th April 2026
Bernard W's avatar
Bernard W

Good for spreading the cost of higher priced items.

5
Good for spreading the cost of higher priced items. Need to keep on top of payments. Could set up a direct debit to avoid missed payments. Reviewed on: 7th April 2026
Joan W's avatar
Joan W

It is great for paying for expensive things you were...

5
It is great for paying for expensive things you weren't planning for Reviewed on: 7th April 2026
Debbie Newport's avatar
Debbie Newport

PayPal: PayPal Credit is a slick and smooth operation.

5
PayPal: PayPal Credit is a slick and smooth operation that allows users access to funding solutions in a clear and easy manner. it is so popular that the option is given to pay for items or services from virtually all merchants. The PayPal system is easy to use and incredibly safe and supports the buyer totally with no worries or arguments. Customer service is available both virtually or you can speak to a person which is great for those like me who would rather the latter. All in all, PayPal Credit does the job with credit, no hassle. Reviewed on: 7th April 2026
Nick C's avatar
Nick C

The safest way to pay

5
Amongst many things I pay by PayPal because it's the safest way to pay. I also know that I have security and also rights should a product be faulty/not right. PayPal has my back. Easy to pay Reviewed on: 7th April 2026
Samina G's avatar
Samina G

I've always used paypal and always will

5
I've always used paypal and always will Reviewed on: 7th April 2026
Matt's avatar
Matt

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