Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,897 reviews, last reviewed 7th May 2026
2310500% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for several years now, and... I have been using PayPal for several years now, and it remains my go-to platform for both personal and professional transactions. The peace of mind pr... Read more Reviewed on: 7th May 2026
Fatmata B's avatar
Fatmata B

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100897)

Simple to navigate

5
Simple to navigate with no issues from the get go, keeps you updated on all transactions in the actual time it is occurring with no delays, love it Reviewed on: 7th April 2026
Sarah J's avatar
Sarah J

Seamless Split Payments Highly Recommend

5
Great service and easy to use. PayPal made checkout quick and simple, and the split payment option was really convenient. Smooth experience overall, and the payment flexibility was the main reason I chose it and it fitted perfectly around my budget. Reviewed on: 7th April 2026
MJ Maranan's avatar
MJ Maranan

I had paid with pay pal by mistake and I was refunde...

5
I had paid with pay pal by mistake and I was refunded immediately which was amazing you’re guaranteed security on payments so when I can I use PayPal Reviewed on: 7th April 2026
Jayne G's avatar
Jayne G

Positive experience

5
I’ve had a very positive experience using PayPal Credit. One of the standout features for me is the promotional financing offers, especially the interest-free periods on larger purchases when paid off within the specified time. This has made it much easier to manage bigger expenses without immediate financial pressure. The interface is also clear and user-friendly, allowing me to track my spending, view statements, and make payments with ease. Customer service has been reliable whenever I’ve had questions, and I’ve found the payment flexibility helpful in managing my budget. Overall, PayPal Credit has been a useful and convenient financial tool, and I would recommend it to anyone looking for a flexible way to handle online payments. Reviewed on: 7th April 2026
SurreyQueen's avatar
SurreyQueen

Great service when needed.

5
Great service when needed. Quick response on any queries sent through. Reviewed on: 7th April 2026
Michelle's avatar
Michelle

Excellent.

5
PayPal is an excellent company that can be trusted. Reviewed on: 7th April 2026
Monica S's avatar
Monica S

Brilliant secure app for this elderly person

5
Use PayPal regularly, as an elderly person it saves me a lot of hassle ie finding card, address details etc. Once had a query, sorted efficiently in the end. Have app, security good, often code sent to phone to verify it’s me applying. Brilliant method of payment. Reviewed on: 7th April 2026
Jen M's avatar
Jen M

Handled a charge back very quickly

5
Handled a charge back very quickly Reviewed on: 7th April 2026
Sam b's avatar
Sam b

Using Paypal is peace of mind with quick support and...

5
Using Paypal is peace of mind with quick support and saftey for buying online Reviewed on: 7th April 2026
Mitesh 's avatar
Mitesh

The Excellence of PayPal

5
I always use for PayPal when I can fast convenient and secure when ordering or paying bills it’s so easy instead of completing my personal details and bank details everytime Reviewed on: 7th April 2026
Roger L's avatar
Roger L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill