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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145640 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145641)

Used it but Christmas present and got money off my p...

Used it but Christmas present and got money off my purchase Reviewed on: 6th May 2026

Secure using PayPal online

I feel totally secure using PayP Reviewed on: 6th May 2026

Easy refunds.

they are on point when I needed refunds. easy payments without having ti use a credit card.Overall good experience for over a decade. Reviewed on: 6th May 2026

I have used this service for years now.

I have used this service for years now, and never had any issues. Great customer service, easy app to manage, and continues to help me. Reviewed on: 6th May 2026

I really value the 'Pay in 3' feature.

I really value the 'Pay in 3' feature. It’s been a lifesaver when I’m low on cash and waiting for payday, as it lets me split my purchases into three manageable chunks. The process is quick and it’s great for budgeting without having to pay everything upfront. Reviewed on: 6th May 2026

Great product

Always easy to use and great to have the facilities it offers Reviewed on: 6th May 2026

Easy and safe ways to use money especially on the in...

Easy and safe ways to use money especially on the internet Reviewed on: 6th May 2026

Haven’t had to contact costumer service at all.

Haven’t had to contact costumer service at all. Use PayPal for all my online purchases, haven’t had any issues with years of use. Makes me happier shopping online with that extra layer of security. Reviewed on: 6th May 2026

PayPald offer great options

PayPal provide an excellent service and various ways to use them for purchases. They offer payment that are interest free along with normal credit options Reviewed on: 6th May 2026

A great service to use and Good all round. very easy

A great service to use and very easy Reviewed on: 6th May 2026

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