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PayPal: PayPal Credit reviews

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4.90
Based on 99,288 reviews, last reviewed 6th May 2026
2236650% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026
Chonga's avatar
Chonga

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99288)

My GoTo Payment Method for Years

5
I’ve used PayPal for years, and it remains the most reliable way to manage my online shopping. While the checkout is consistently fast and secure, the ‘Pay in 3’ feature is what truly sets them apart as a finance provider. It’s transparent, interest-free, and makes budgeting for larger items effortless through their intuitive app. It is the perfect blend of convenience, security, and financial flexibility Reviewed on: 6th April 2026
Ayodeji I's avatar
Ayodeji I

The perfect companion for larger purchases

5
I used PayPal for many years, it's been the perfect companion for many expensive purchases, allowing me to spread the cost flexibly. Reviewed on: 6th April 2026
Selena Allonby's avatar
Selena Allonby

PayPal rewards

4
Good....Though 24000 points to reach on PayPal + is too high to get the rewards Reviewed on: 6th April 2026
John H's avatar
John H

No issue with PayPal it’s good to help spread the...

5
No issue with PayPal it’s good to help spread the cost Reviewed on: 6th April 2026
Clare h's avatar
Clare h

Never had issues, prompt service and always tries to...

5
Never had issues, prompt service and always tries to solve customer issues ASAP. Really appreciate tge service Reviewed on: 6th April 2026
Richard 's avatar
Richard

Reliable, secure, and a lifesaver for transactions

5
Great support – helped me add Pay Later to my site. Last year I called PayPal to set up the Pay Later option on my website. The guy was awesome – he explained step by step how to do it, no rush, super clear. The whole call was pleasant and stress-free. PayPal doesn't just make payments easy; their customer service can be genuinely helpful. Highly recommend for online store owners. Reviewed on: 6th April 2026
Hussain 's avatar
Hussain

Smooth and easy excellent service

5
Smooth and easy excellent service Reviewed on: 6th April 2026
William mclarnon-rea 's avatar
William mclarnon-rea

Very helpfull.

5
Very helpfull. Value for money and bury easy to use and contact help Reviewed on: 6th April 2026
Sarah c's avatar
Sarah c

I’m new to PayPal credit but love it

4
I’m relatively new to PayPal credit but have used it several times it’s convenient quick to use and very useful if offered when paying for things my first choice for payment is PayPal credit i absolutely love this platform Reviewed on: 6th April 2026
Stephanie H's avatar
Stephanie H

Using PayPal makes sense for me as it is fast, secur...

5
Using PayPal makes sense for me as it is fast, secure and trustworthy. It saves me time by not having to find different card details, allows me to select the right payment option and is just easy. Reviewed on: 6th April 2026
Richard H's avatar
Richard H

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