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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

PP credit is the best

PayPal offers 4 month 0%. Love it. Reviewed on: 6th May 2026

It’s more safe to use than bank card and go ves you...

It’s more safe to use than bank card and go ves you good points and money back Reviewed on: 6th May 2026

Great options for those unexpected necessities.

Paypal offers many options for credit without all the unnecessary forms to fill in and credit checks. The interest free option is great for those larger unexpected purchases. Protection is also key. Highly recommended. Reviewed on: 6th May 2026

Very easy to use ,good conditions

Very easy to use ,good conditions Reviewed on: 6th May 2026

PayPal credit is excellent, you can split paying wit...

PayPal credit is excellent, you can split paying with no interest. Easy checkout Reviewed on: 6th May 2026

Good experience, simple and efficient

Good experience, simple and efficient Reviewed on: 6th May 2026

Excellent

So easy and safe to use very trustworthy Reviewed on: 6th May 2026

Great service and I use if often .

Great service and I use if often . Reviewed on: 6th May 2026

Love the points incentive

I am loving the points incentive that PayPal now offer. It also gives an extra level of cover when making purchases. Reviewed on: 6th May 2026

why I use PayPal

I used PayPal because I find it the safest and easiest way to pay for online purchases Reviewed on: 6th May 2026

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