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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145375 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145375)

Was quick to open my credit account.

Was quick to open my credit account. Some purchase have free interest for month. Help me to manage my expense Reviewed on: 6th May 2026

My review

I’ve had a really positive experience using PayPal. It’s quick, reliable, and makes online shopping feel much more secure. I especially like PayPal Credit, which often comes with great interest‑free deals that make bigger purchases easier to manage. The Pay in 3 option is also a brilliant feature, splitting payments into three instalments without extra cost has been a game‑changer for budgeting. Overall, PayPal has become one of my go‑to payment methods. Reviewed on: 6th May 2026

No PayPal WHY !!! Get the app

Easy to use ! App allows you to keep track & 3 months credit is very handy Notifications of account status is also very helpful Reviewed on: 6th May 2026

Easy to use platform

Easy to use platform, intuitive to navigate, great transparency on payments required and credit balance Reviewed on: 6th May 2026

A great safe way to pay for goods

A great safe way to pay for goods Very helpful / Understanding staff & Get thing done Reviewed on: 6th May 2026

Proudly Protected with PayPal

PayPal Credit have always provided me personally with an excellent customer experience, when I have needed it the most. Whether for unexpected urgent purchases, making a the budget spread, taking off the pressure and making life that little bit easier. The lending structure and information is clear, concise, fair and affordable. The support staff are always highly professional and helpful. Overall PayPal is always my 1st choice finance option, I trust PayPal with my purchases, feel protected and insured when buying online and in store. Thank you PayPal for your unsurpassed service! Reviewed on: 6th May 2026

Never had any issues using paypal

Never had any issues using paypal Reviewed on: 6th May 2026

Always easy to use

Always easy to use never have any problems when using. Reviewed on: 6th May 2026

Paypal credit is way to pay

Easy to pay and spread the cost using PayPal credit Reviewed on: 6th May 2026

They need to give more time in their repayment plan...

They need to give more time in their repayment plan at 6 months to 1 year interest free instead of the 3 months repayment plan. Reviewed on: 6th May 2026

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