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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,935 reviews, last reviewed 6th May 2026
2220850% increase in 5 star reviews
in the past 90 days
6250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy repayment, quick process Easy repayment, quick process, help me splitting payment and finish it earlier Reviewed on: 6th May 2026
Hamza Abu Saleh's avatar
Hamza Abu Saleh

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026
Dawn P's avatar
Dawn P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98935)

Excellent service and I would recommend this service.

5
Excellent service and I would recommend this service. Reviewed on: 6th April 2026
ala abdul's avatar
ala abdul

Easy to use very good costumer service

5
Easy to use very good costumer service Reviewed on: 6th April 2026
Valeriu C's avatar
Valeriu C

Excellent service

5
Excellent service from PayPal highly recommended Reviewed on: 6th April 2026
Jonny W's avatar
Jonny W

Pay in 3

5
Paying for big purchases on instalments have worked quite well for me. Reviewed on: 6th April 2026
Aisha M's avatar
Aisha M

Quick and easy to use

5
Very fast decisions and easy process whilst using during payment. Reviewed on: 6th April 2026
Nas A's avatar
Nas A

Always had a great experience with PayPal gives you...

5
Always had a great experience with PayPal gives you security that if you don't receive your item PayPal will have your back Reviewed on: 6th April 2026
Aaron 's avatar
Aaron

Simple, Flexible, and Budget-Friendly

5
PayPal Credit has been a game-changer for my online shopping. The 0% interest for 4 months on purchases over £99 makes it incredibly easy to manage larger costs without the stress of immediate payment. Integration is seamless—it’s just a click at checkout—and managing the balance through the app is a breeze. It’s a reliable, secure way to gain financial flexibility while keeping all the benefits of PayPal's Buyer Protection. Highly recommended for anyone looking for a smarter way to pay! Reviewed on: 6th April 2026
Minhaz A's avatar
Minhaz A

Overall good.

4
Overall good. There was one issue when purchase was faulty and returned and awaiting refund whiich took over 4 weeks no support from paypal Reviewed on: 6th April 2026
Layla's avatar
Layla

Good easy to use when making online purchases

5
Good easy to use when making online purchases Reviewed on: 6th April 2026
James's avatar
James

Very good, great app, easy to use

5
Very good, great app, easy to use Reviewed on: 6th April 2026
Wyn 's avatar
Wyn

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