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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98650)

Loyal Customer

5
I have been with PayPal for years and always excellent service and prefer for my needs Reviewed on: 6th April 2026
Cecilia F's avatar
Cecilia F

Ease of use and application is 10/10

5
Ease of use and application is 10/10 Reviewed on: 6th April 2026
Kirst 's avatar
Kirst

Pay Pay all good, however when I want to increase my...

5
Pay Pay all good, however when I want to increase my pay pal credit, I can't contact them Reviewed on: 6th April 2026
Dejan Sto's avatar
Dejan Sto

Clear provider for buying safely.

5
Clear provider for buying safely. I've never been disappointed with the service provided. Reviewed on: 6th April 2026
martin 's avatar
martin

Very easy to use and very handy especially the pay i...

5
Very easy to use and very handy especially the pay in 3 or 4 Reviewed on: 6th April 2026
Yunus b's avatar
Yunus b

Make big purchases limit you paychecks

5
Great way to spread payments. Helps when you need to make a bigger purchase but have limit funds Reviewed on: 6th April 2026
Matthew's avatar
Matthew

excellent

4
excellent spot on, good service and provider Reviewed on: 6th April 2026
beemable1's avatar
beemable1

Brilliant every time.

5
Brilliant every time. Fantastic resolution when issues arise. Reviewed on: 6th April 2026
Paul 's avatar
Paul

I would highly recommend A

5
I love PayPal, I use with the debit card and for family transfers Reviewed on: 6th April 2026
Stewart Edward's avatar
Stewart Edward

Excellent 0% interest promotion

4
The 0% interest promotion for four month period is easy to use. The app is really easy to use ad well. Reviewed on: 6th April 2026
XJ's avatar
XJ

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