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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144800 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144800)

Easy to use PayPal for online and in-store secure pa...

Easy to use PayPal for online and in-store secure payments. Reviewed on: 6th May 2026

Reliable and safe - trusted PayPal for years

Reliable and safe - trusted PayPal for years I’ve been using PayPal since I was a teenager and it’s always been my go-to for safe online payments. Customer service is easy and helpful whenever you need it. Highly recommend! Reviewed on: 6th May 2026

Really good!

Really good! Really happy with being able to use PayPal credit and then being able to pay it back whenever and however much I want to pay back a month. There is no cap on it! Reviewed on: 6th May 2026

Love the ability to pay off a purchase over £100 ove...

Love the ability to pay off a purchase over £100 over 4 months Reviewed on: 6th May 2026

Easy way to pay , nice that there is no interest for...

Easy way to pay , nice that there is no interest for 4 months Reviewed on: 6th May 2026

Paypal support has always had my back for many years...

Paypal support has always had my back for many years past. Ik always converted when purchasing things with paypal. Reviewed on: 6th May 2026

PayPal delivers what they say.

Never an issue when obtaining refunds from eBay or unscrupulous sellers. The pay in three options is a God send. Reviewed on: 6th May 2026

Great experience

I have never had a problem with using PayPal, always easy to use and helpful when needed. Reviewed on: 6th May 2026

Easy to use, good benefits and no interest rates pai...

Easy to use, good benefits and no interest rates paid for 3 months Reviewed on: 6th May 2026

Very easy to apply for and the whole process was str...

Very easy to apply for and the whole process was straightforward from start to finish. The app is simple to use, payments are easy to manage, and it gives extra flexibility when making larger purchases. Reviewed on: 6th May 2026

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