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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91995 reviews)

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4.91

Based on 91,995 reviews, last reviewed 1st May 2026

1901400% increase in 5 star reviews

in the past 90 days

10800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is very useful. It is very useful. İt make 4 months interest free credit. I like it. Reviewed on: 1st May 2026

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91995)

Easy to use.

Easy to use. Great that you get so many months ingress free which helps when splitting bills. Easy app. Let’s you know when it’s time to pay and how much for a minimum. Most places accept PayPal credit so it’s nice to have all bills in one place. Reviewed on: 27th May 2025

the PayPal credit and pay in 3 options are amazing

the PayPal credit and pay in 3 options are amazing Reviewed on: 27th May 2025

PayPal is the Best!!

I have been with PayPal for quite a few years now. I mainly shop online. I use PayPal wherever I can as I feel safe with my purchase and they have excellent credit facilities. I also use them for monthly direct debits where possible. An added bonus is that I can be sure of a human at the end of the line when needed. A rarity these days!! Reviewed on: 27th May 2025

Easy to use and clear in costs .

Easy to use and clear in costs .I Have been with PayPal for a few years and have had no issues. Reviewed on: 27th May 2025

Paypal credit great for expensive items.

I have used PayPal credit a few times it is a great way to pay for items that cost more, monthly payments you can budget for, and reminders that the money will be taken on a specific day make it easy. Reviewed on: 27th May 2025

Easy and Helpful

It is very easy to use. Helpful for purchases that you cannot pay for straight away. Good interest policies. And I trust them as a financial provider. Reviewed on: 27th May 2025

Top Service.

I can only say that PayPal Credit service is top notch. Top of the top. Keep it up. Reviewed on: 27th May 2025

Generous interest-free options

PayPal Credit has generous interest-free options that make it flexible and affordable, all easily managed in the PayPal app. Reviewed on: 27th May 2025

Just the best!

I always use PayPal for online shopping and for sending me money. PayPal always keep me to update with payments and changes. Fantastic service Reviewed on: 27th May 2025

Amazing service and support for almost a decade

I've been with PayPal for year now. They were the first credit company to offer me online credit account and I have always been very happy with them. They have provided me with payment holidays during the Covid19 pandemic, which helped me to overcome my financial struggles at the time. I use PayPal for most of my online purchases and streaming services as they are reliable and offer great support in case of any issues with online or international sellers. Reviewed on: 27th May 2025

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