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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Very helpful and easy to use with many online sites

Very helpful and easy to use with many online sites Reviewed on: 6th May 2026

I have never had a problem with Paypal credit, I lik...

I have never had a problem with Paypal credit, I like that they send updates and clear statements so you can view your spend and not get too carried away. The app is also very user friendly which I love. I feel safe using paypal as its very reputable. Reviewed on: 6th May 2026

Easy to use and understand benefits and features.

Easy to use and understand benefits and features. Excellent customer service & quick response, attractive offers and benefits for being a PayPal user Reviewed on: 6th May 2026

Its so easy to make purchases and send money.

It’s so easy to make purchases and send money. The 3 month interest free repayment option is really helpful. It helps with spending everyday but it also enables to pay off the debt in 3 months so it is cleared off quickly. Reviewed on: 6th May 2026

It has been a very lovely experience.

It has been a very lovely experience. Gives the opportunity to pay for things without initial payment. Reviewed on: 6th May 2026

I love PayPal!

I love PayPal! So easy to use and excellent service!! Reviewed on: 6th May 2026

I find it easy to use and u get 4 months interest fr...

I find it easy to use and u get 4 months interest free credit which is good and it’s all done via the app stress free no fees Reviewed on: 6th May 2026

excellent customer service did not have to wait long...

excellent customer service did not have to wait long to speak to a member of staff who gave me the answer to my query Reviewed on: 6th May 2026

Stress-free payments

I use PayPal for almost every purchase I make online, and it’s honestly become my go-to payment method. It’s quick, secure, and saves me from having to enter my card details over and over again. I really appreciate the buyer protection too—it gives me peace of mind, especially when I’m shopping from new or unfamiliar websites. The app is easy to use, and transactions are always smooth. Sending and receiving money is just as simple, which makes it really convenient for everyday use. Overall, PayPal makes online payments stress-free, and I wouldn’t shop without it now. Reviewed on: 6th May 2026

PayPal my best pal

PayPal have always been there for me customer service is second to none Reviewed on: 6th May 2026

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