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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Super easy to use , 0% interest payment for higher p...

Super easy to use , 0% interest payment for higher purchase for 3 to 4 months is the best one for me. Reviewed on: 6th May 2026

I like the variety of options available to pay for g...

I like the variety of options available to pay for goods through PayPal . interest free credit for 3 months … pay later options . Reviewed on: 6th May 2026

It's so simple and easy to use.

ITs so simple and easy to use. Paypal is my trusted supplier so it makes sense anyway Reviewed on: 6th May 2026

Best out there

One of the easiest to apply and to manage your payments .Quick access to your account and easy to understand and navigate on the PayPal app Reviewed on: 6th May 2026

Always helpful and resolve issue promptly.

Always helpful and resolve issue promptly. Thank you Reviewed on: 6th May 2026

I like the 0% interest initial borrowing

I like the 0% interest initial borrowing Reviewed on: 6th May 2026

I’ve had a really positive experience using PayPal

I’ve had a really positive experience using PayPal Credit. It’s been incredibly helpful for managing larger purchases, giving me the flexibility to spread costs in a way that feels manageable and stress free. The application process was straightforward, and everything has been clear and easy to track through my account. What’s stood out most to me is the level of customer support. On the occasions I’ve needed to call, the team have been genuinely supportive, patient, and easy to talk to. They’ve taken the time to explain things properly and made sure I felt confident before ending the call, which makes a big difference. Overall, I’ve found PayPal Credit to be reliable, convenient, and backed by a really helpful support team. It’s definitely a service I feel comfortable continuing to use. Reviewed on: 6th May 2026

Very easy to pay for goods off the Internet or by tr...

Very easy to pay for goods off the Internet or by transfer to people Reviewed on: 6th May 2026

Good customer service and app is very easy to use, P...

Good customer service and app is very easy to use, PayPal credit is excellent specially interest free option. Reviewed on: 6th May 2026

szybka i tania tranzakcja , szybkie przelewy , dobre...

szybka i tania tranzakcja , szybkie przelewy , dobre kursy przemiany walut Reviewed on: 6th May 2026

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