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PayPal: PayPal Credit reviews

4.91
Based on 58,756 reviews, last reviewed 11th Apr 2026
732800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to make a big purchase and Paypal offered me... Needed to make a big purchase and Paypal offered me the money quickly and efficiently. Reviewed on: 11th April 2026
Kristyna L's avatar
Kristyna L

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58756)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Top customer service, safe payments

5
Top customer service, safe payments Reviewed on: 7th April 2026

It is quick and easy simple steps to follow, and in...

5
It is quick and easy simple steps to follow, and in case of an issue occurring I can rest assured that PayPal customers service will handle my request in a timely friendly and professional manner. Reviewed on: 7th April 2026

i have never had any issues with paypal.

5
i have never had any issues with paypal. i have had 2 disputes with sellers in all the time i am with paypal and both were resolved with total efficiency. Reviewed on: 7th April 2026

Good good good good good good good good good good go...

5
Good good good good good good good good good good good good good good good good good good good good good good good good good good Reviewed on: 7th April 2026

Easy to use, many credit report options

5
Easy to use, many credit report options Reviewed on: 7th April 2026

Easy to use and apply for.

5
Easy to use and apply for. Great customer support too Reviewed on: 7th April 2026

Excellent service. And very trusted provider!

5
Pay pal is the only provider I can trust when using and handling money,the service has always been fantastic especially with the offers. Thank you Reviewed on: 7th April 2026

PayPal is for life!

5
PayPal is for life, not just for Christmas! It’s there when I need it, quick, easy, and gives a bit of back up should there be any refund or return issues. It costs nothing but can save me a lot in time, security and peace of mind. Reviewed on: 7th April 2026

i have always have a good experience, your service i...

5
i have always have a good experience, your service is topnorch Reviewed on: 7th April 2026

Never had a fault.

5
Never had a fault. The interest free periods are very convenient Reviewed on: 7th April 2026