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PayPal: PayPal Credit reviews

4.91
Based on 58,157 reviews, last reviewed 9th Apr 2026
678200% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use I have used it and find it simple and easy to use Reviewed on: 9th April 2026
Jason L's avatar
Jason L

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58157)

Transactions easily done

5
Used PayPal credit for turntable and coffee machine. Rates are good, they inform you in good time when you need to make a payment. Everything is easy through the App. Reviewed on: 7th April 2026

It is just so easy to use

5
It is just so easy to use and used to be just an easy way to pay for stuff but then Crypto and 0% payment came along and it became a better offering Reviewed on: 7th April 2026

Paypal credit

5
I love paypal credit because you can purchase things and pay off the credit within 4 months interest free. Due to religious reason i am not to take or give interest therefore this comes in very handy when i need to make a big purchase as i can pay off the credit in installments. Its very easy to use and straight forward. Reviewed on: 7th April 2026

Been a customer for over 10 years.

5
Been a customer for over 10 years. Always reliable and amazing service. Best credit service you can get its a shame more people don’t use it. Reviewed on: 7th April 2026

Easy to use, had no issues using it

5
Easy to use, had no issues using it Reviewed on: 7th April 2026

Wow, weeeee!

5
Wow, weeeee! I’m a Mario. I’m a gonna win Reviewed on: 7th April 2026

Easy and smooth

5
Everything very easy and smooth . Reviewed on: 7th April 2026

All good

5
All good. Useful, safe, easy to use. Altogether does the job perfectly. Reviewed on: 7th April 2026

Great to have of having a short month

5
Very quick and easy to do, very recommended Reviewed on: 7th April 2026

I have been with PayPal for more than a decade and i...

5
I have been with PayPal for more than a decade and is impressed by the communication of my credit as well as easy steps with refunds across websittes Reviewed on: 7th April 2026

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