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PayPal: PayPal Credit reviews

4.91
Based on 58,104 reviews, last reviewed 9th Apr 2026
673400% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues using PayPal credit. Never had any issues using PayPal credit. Flawless Reviewed on: 9th April 2026
Laurie F's avatar
Laurie F

Latest lowest rating:

2

Dont make the mistake i did Because i have tried several times to pay my account and only one payment went through. Since then they keep being refused. My bank states it is not f... Read more Reviewed on: 9th April 2026
Mrs C's avatar
Mrs C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58104)

They are a good company.

4
They are a good company. They support with a lot of things. Reviewed on: 7th April 2026

Brilliant in helping spread cost when your cautious...

5
Brilliant in helping spread cost when your cautious on finances. Reviewed on: 7th April 2026

PayPal makes online shopping easy and seamless.

5
PayPal makes online shopping easy and seamless. Being able to split payments is a godsend. Reviewed on: 7th April 2026

Easy to use and every website I use gives me the Pay...

5
Easy to use and every website I use gives me the PayPal option with either pay in 3 or I can simply use PayPal credit which is extremely convenient Reviewed on: 7th April 2026

Consistent and flexible option.

5
Consistent and flexible option. I like that I can pay in full, in 3 or via credit. I also like that I can earn a small amount of cash back on purchases which is great. Reviewed on: 7th April 2026

Great service easy and safe to use

5
Great service easy and safe to use Reviewed on: 7th April 2026

Never had any issues.

5
Never had any issues. The interest rate are good. Reviewed on: 7th April 2026

Good service

5
I am happy with PayPal credit I recommend for any one Reviewed on: 7th April 2026

Never had any problems with PayPal, have used for ye...

5
Never had any problems with PayPal, have used for years. Feel secure when purchasing through them. Reviewed on: 7th April 2026

Always there if you need them.

5
Always there if you need them. Fairly easy to contact if there is a problem. Staff seem friendly and helpful Reviewed on: 7th April 2026

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